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464 Ridgetop Rd, Franklin, NC 28734 Property Records

Macon County property record for 464 Ridgetop Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 884 sqft · built 1988
Lot Size1.06 acres (46,174 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (Mar 2021)
Tax Bill$691 (2026)
Deeds & MortgagesFeb 2023 Line of Credit
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN6568458750

Property Details

APN / Parcel Number

Primary APN6568458750
Alternative APNs
  • 1018298
  • 149072
  • 156794

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area884 sqft Heated Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area46,174 sqft (1.06 acres)
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area352 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number156794
Street Address464 RIDGETOP RD
CityFRANKLIN
StateNC
Zip28734-5949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 40A
Legal SubdivisionROARING RIVER
Legal Lot Number40A
JurisdictionMACON NC
Township / Civil DivisionBURNINGTOWN
Census Block Group1
Census Block1082
Census Tract970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5485 CLEARVIEW DR, NORTH CHARLESTON, SC 29420-7806
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 9, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2021 · Amount on Record
Deed SaleMar 9, 2021 · Amount on Record
Prior SaleJan 22, 1996 · Amount on Record
Deed Document Number20212249
Deed Book / Page40 / 479
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address464 RIDGETOP RD, FRANKLIN, NC 28734-5949
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 RIDGETOP RD, FRANKLIN, NC 28734-5949

Mortgage

Document Number000J42/410
DateFeb 8, 2023
Book PageJ-42/410
Instrument2023000755
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJan 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMar 9, 2021
Property Address464 RIDGETOP RD, FRANKLIN, NC 28734-5949
Document NumberS40/479
Book / PageS-40 / 479
Map ReferenceCAB 1 SL 397 PG 4
Instrument DateMar 8, 2021
Instrument2021002249
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
Tax$484.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 DENNIS LN, 110, FRANKLIN, NC 28734-6940

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 RIDGETOP RD, FRANKLIN, NC 28734-5949

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$691.00 (+1.17%)$164,150 (+1.48%) Land $27,840 Building $136,310$164,150 (+1.48%) Land $27,840 Building $136,310
2025$683.00
2023$161,750 Land $27,840 Building $133,910$161,750 Land $27,840 Building $133,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30
Frontier
DSL		10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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