40 Ridgetop Rd, Franklin, NC 28734 Property Records

Macon County property record for 40 Ridgetop Rd, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1984
Lot Size	2.1 acres (91,476 sqft)
Owner	Company Name on File
Tax Bill	$951 (2023)
Flood Zone	Zone X (minimal risk)
APN	`6568543102`

Property Details

APN / Parcel Number

Primary APN	`6568543102`
Alternative APNs	`1011334` `138551`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	91,476 sqft (2.1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	336 sqft
Patio Area	352 sqft
Canopy	480 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	138551
Street Address	40 RIDGETOP RD
City	FRANKLIN
State	NC
Zip	28734-5948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & 19 ROARING RIVER
Legal Subdivision	ROARING RIVER
Legal Lot Number	16&19
Jurisdiction	MACON NC
Township / Civil Division	BURNINGTOWN
Census Block Group	1
Census Block	1082
Census Tract	970200

Owner

Source: Macon County records · APN 6568543102

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	40 RIDGETOP RD, FRANKLIN, NC 28734-5948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2012
Deed Sale	Sep 19, 2012
Prior Sale	Dec 20, 2006 · Amount on Record
Deed Document Number	20126369
Deed Book / Page	35 / 787
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,660 (+6.08%) Land $38,200 Building $216,460	$254,660 (+6.08%) Land $38,200 Building $216,460
2023	$951.00	$240,060 Land $38,200 Building $201,860	$240,060 Land $38,200 Building $201,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 4 of 9 on primary residences
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 538 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.