San Diego County property record for 464 Prospect St, Unit 5, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,155 sqft · built 2003 |
| Lot Size | 1.51 acres (66,042 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,775,000 (May 2023) |
| Tax Bill | $6,366 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-300-35-28 |
| Primary APN | 350-300-35-28 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,155 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 66,042 sqft |
| Street Address | 464 PROSPECT ST, 5 |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-4745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJPD-5A |
| Legal Description | LOT 1 USPH-5PER DOCS01-563725&05-487933&UND INT IN MODULE C TR 013850 |
| Legal Subdivision | PROSPECT ST 464 & 476 -LA JOLL |
| Legal Tract | 013850 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 464 PROSPECT ST, 5, LA JOLLA, CA 92037-4745 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 9, 2023 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2002 · Amount on Record |
| Deed Document Number | 2023120762 |
| Prior Transfer Date | Apr 9, 2007 |
| Prior Transfer Doc | 0000454123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 9, 2023 |
| Property Address | 464 PROSPECT ST UNIT 5, 5, LA JOLLA, CA 92037-4745 |
| Document Number | 0000120762 |
| Map Reference | MAP 13850 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023-0120762 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 464 PROSPECT ST UNIT 5, 5, LA JOLLA, CA 92037-4745 |
| Document Number | 0000120763 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023-0120763 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 464 PROSPECT ST UNIT 5, 5, LA JOLLA, CA 92037-4745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 464 PROSPECT ST, LA JOLLA, CA 92037-4741 |
| Document Number | 0000431275 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0431275 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,814 (-2.06%) Land $197,525 Building $296,289 | |
| 2025 | $6,366.00 (-20.32%) Homeowner's exemption | $504,205 (-22.2%) Land $201,682 Building $302,523 |
| 2023 | $7,989.00 (-5.34%) Homeowner's exemption | $648,076 Land $259,230 Building $388,846 |
| 2022 | $8,440.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 units insured incl. 51 condo units |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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