464 Prospect St, Unit 403, La Jolla, CA 92037 Property Records

San Diego County property record for 464 Prospect St, Unit 403, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,755 sqft · built 2003
Lot Size	1.51 acres (66,042 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Oct 2023)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`350-300-35-03`

Property Details

APN / Parcel Number

Primary APN	`350-300-35-03`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,755 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	66,042 sqft

Location & Zoning

Street Address	464 PROSPECT ST, 403
City	LA JOLLA
State	CA
Zip	92037-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LJPD-5A
Legal Description	LOT 1 US403PER DOCS01-563725&05-487933&UND INT IN MODULE C TR 013850
Legal Subdivision	PROSPECT ST 464 & 476 -LA JOLL
Legal Tract	013850
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	8202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	464 PROSPECT ST, 403, LA JOLLA, CA 92037-4742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 17, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 9, 2017	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2023274293
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0000457329
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2023
Property Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742
Document Number	0000274293
Map Reference	MAP 13850
Instrument Date	Sep 21, 2023
Instrument	2023-0274293
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742

Mortgage

Document Number	0000274294
Date	Oct 10, 2023
Instrument	2023-0274294

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2020
Property Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742
Document Number	0000722288
Instrument Date	Oct 10, 2020
Instrument	722288
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	464 PROSPECT ST #403 LA JOLLA CA 920374742, 403, LA JOLLA, CA 92037-4742

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2017
Property Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742
Document Number	0000457329
Instrument Date	Aug 31, 2017
Instrument	457329
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	464 PROSPECT ST #403 LA JOLLA CA 920374742, 403, LA JOLLA, CA 92037-4742

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2017
Property Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742
Document Number	0000415163
Instrument Date	Aug 31, 2017
Instrument	415163
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	464 PROSPECT ST #403 LA JOLLA CA 920374742, 403, LA JOLLA, CA 92037-4742

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2017
Property Address	464 PROSPECT ST UNIT 403, 403, LA JOLLA, CA 92037-4742
Document Number	0000359158
Instrument Date	Feb 27, 2017
Instrument	359158
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,628.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 50TH AVE #4A NEW YORK NY 10011, 4A, NEW YORK, NY 10011

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,061 (-2.06%) Land $115,624 Building $173,437
2025	$3,750.00 (-21.12%) Homeowner's exemption	$295,144 (-23.15%) Land $118,057 Building $177,087
2023	$4,754.00 (-7.96%) Homeowner's exemption	$384,073 Land $153,629 Building $230,444
2022	$5,165.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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