464 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 464 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,886 sqft · built 1928
Lot Size	0.2 acres (8,725 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Feb 2022)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-359-012`

Property Details

APN / Parcel Number

Primary APN	`06-11-359-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	2,892 sqft
Basement Area	1,006 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,725 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	464 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURRAY HILL ADDN LOT 2 BLOCK 1
Legal Subdivision	MURRAY HILL ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	851102

Owner

Source: Kane County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	464 MCCLURE AVE, ELGIN, IL 60123-3587
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Oct 28, 2008 · Amount on Record
Deed Document Number	202211026
Prior Transfer Date	Feb 4, 1997
Prior Transfer Doc	0000023745
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 16, 2026
Property Address	464 MCCLURE AVE, ELGIN, IL 60123-3587
Document Number	0000044785
Instrument Date	Sep 19, 2026
Instrument	202644785
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 N SPRING ST, ELGIN, IL 60120-3651

Mortgage

Document Number	0000044786,
Date	Oct 16, 2026
Instrument	202644786

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000044787,
Date	Oct 16, 2026
Instrument	202644787

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2022
Property Address	464 MCCLURE AVE, ELGIN, IL 60123-3587
Document Number	0000011026
Instrument Date	Oct 20, 2021
Instrument	2022K011026
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 WAKONDA PKWY, 4600, DES MOINES, IA 50315-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 ASPEN CT, ELGIN, IL 60120-4700

Mortgage

Document Number	0000011027
Date	Feb 25, 2022
Instrument	2022K011027

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,301.00 (+3.5%)	$82,602 (+8.57%) Land $16,394 Building $66,208	$247,905 (+8.57%) Land $49,202 Building $198,703
2024	$6,088.00 (+20.84%)	$76,082 (+30.93%) Land $15,100 Building $60,982	$228,337 (+30.99%) Land $45,318 Building $183,019
2022	$5,038.00 (+3.96%)	$58,107 (+6.96%) Land $12,439 Building $45,668	$174,321 (+6.96%) Land $37,317 Building $137,004
2021	$4,846.00	$54,326 Land $11,630 Building $42,696	$162,978 Land $34,890 Building $128,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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