436 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 436 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 1945
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2024)
Tax Bill	$7,667 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-360-015`

Property Details

APN / Parcel Number

Primary APN	`06-11-360-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,130 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	436 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR R LEVINES SUB (EXCEPT WEST 17 FT) LOT 8
Legal Subdivision	ARTHUR R LEVINES SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	851102

Owner

436 McClure Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	436 MCCLURE AVE, ELGIN, IL 60123-3544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on File
Deed Sale	Jan 10, 2024 · Amount on File
Prior Sale	Jul 18, 2017 · Amount on File
Deed Document Number	20241082
Prior Transfer Date	Jul 25, 1995
Prior Transfer Doc	0000044420
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2024
Property Address	436 MCCLURE AVE, ELGIN, IL 60123-3544
Document Number	0000001082
Instrument Date	Dec 13, 2023
Instrument	2024K001082
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	436 MCCLURE AVE, ELGIN, IL 60123-3544

Mortgage

Document Number	0000001083
Date	Jan 10, 2024
Instrument	2024K001083

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.37%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 18, 2017
Property Address	436 MCCLURE AVE, ELGIN, IL 60123-3544
Document Number	0000036887
Instrument Date	Jun 29, 2017
Instrument	36887
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1000 PINEHURST CT ELGIN IL 601243121, ELGIN, IL 60124-3121

Mortgage

Document Number	36888
Date	Jul 18, 2017
Instrument	36888

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 436 McClure Ave was $7,667.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,667.00	$100,504 (+8.57%) Land $16,394 Building $84,110	$301,633 (+8.57%) Land $49,202 Building $252,431
2024		$92,571 Land $15,100 Building $77,471	$277,824 Land $45,318 Building $232,506
2022	$6,109.00 (+3.97%)	$70,455 (+6.96%) Land $12,439 Building $58,016	$211,365 (+6.96%) Land $37,317 Building $174,048
2021	$5,876.00	$65,871 Land $11,630 Building $54,241	$197,613 Land $34,890 Building $162,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 436 McClure Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 436 McClure Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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