464 Main St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 464 Main St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,719 sqft · built 1962
Lot Size	2.34 acres (101,930 sqft)
Owner	Individual Name on File
Last Sale	$252,300 (Nov 2012)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:078 B:010`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:078 B:010`
Alternative APN	`3426`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	5,572 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	101,930 sqft (2.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3426
Street Address	464 MAIN ST
City	WATERVILLE
State	ME
Zip	04901-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	4
Census Block	4007
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

464 Main St is owned and occupied by an individual who bought it in November 2012.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	464 MAIN ST, WATERVILLE, ME 04901-4119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Aug 8, 2017	Deed of Trust, Mortgage KENNEBEC FED S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2012 · Amount on File
Deed Sale	Nov 19, 2012 · Amount on File
Deed Document Number	201230259
Deed Book / Page	11226 / 209
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	464 MAIN ST, WATERVILLE, ME 04901-4119
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022023639
Date	Sep 26, 2022
Book Page	14585/195
Instrument	2022023639

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	464 MAIN ST, WATERVILLE, ME 04901-4119
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017017921
Date	Aug 8, 2017
Book Page	12682/0211
Instrument	2017017921

Lender

Name	KENNEBEC FED S&L

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 464 Main St was $6,690.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,690.00	$393,500 Land $45,900 Building $347,600
2024			$437,380
2023	$6,477.00 (+17.08%)	$325,500 (+52.1%) Land $24,000 Building $301,500
2022	$5,532.00	$214,000 Land $18,500 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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