Kennebec County and Waterville City property record for 461 Main St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,580 sqft · built 1952 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,500 (Jun 2005) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:078 B:050 |
| Primary APN | WAVL M:078 B:050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 4,020 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 140,699 sqft (3.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2037 |
|---|---|
| Street Address | 461 MAIN ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 50 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 24101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
461 Main St is owned and occupied by an individual who bought it in June 2005.
Source: Kennebec County and Waterville City records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 461 MAIN ST, WATERVILLE, ME 04901-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION |
| Dec 5, 2017 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2005 · Amount on File |
| Deed Sale | Jun 15, 2005 · Amount on File |
| Deed Document Number | 200516236 |
| Deed Book / Page | 8451 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 28, 2026 |
| Property Address | 461 MAIN ST, WATERVILLE, ME 04901-4116 |
| Document Number | 0000022998 |
| Book / Page | 15873 / 60 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202622998 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 461 MAIN ST, WATERVILLE, ME 04901-4116 |
| Document Number | 0000022998, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 15873/60 |
| Instrument | 202622998 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 461 MAIN ST, WATERVILLE, ME 04901-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017028656 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 12793/0087 |
| Instrument | 2017028656 |
| Name | QUICKEN LOAN INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 22, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 461 MAIN ST, WATERVILLE, ME 04901-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021022543 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 14125/47 |
| Instrument | 2021022543 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 461 Main St was $4,655.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 | $273,800 Land $46,900 Building $226,900 | |
| 2024 | $363,185 | ||
| 2023 | $4,179.00 (+15.99%) | $210,000 (+50.65%) Land $24,800 Building $185,200 | |
| 2022 | $3,603.00 | $139,400 Land $19,300 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 461 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 461 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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