464 Lakeshore Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 464 Lakeshore Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,796 sqft · built 2015
Lot Size	0.53 acres (23,086 sqft)
Owner	Trust Name on File
Last Sale	$93,600 (Jun 2005)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`075040-0170`

Property Details

APN / Parcel Number

Primary APN	`075040-0170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,796 sqft Living Area
Gross Area	4,848 sqft
1st Floor Area	2,366 sqft
Attic	Attic
Attic Area	729 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,086 sqft (0.53 acres)
Lot Dimensions	120 ft deep x 183 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,818 sqft
Porch	Finished Screened Porch
Porch Area	303 sqft
Patio Area	1,368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 LAKESHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	10-65 VENETIAN ISLES LOTS 16 & 17 BLK A OR2451/591 & 2923/550 (FJ/DM) & 2972/1305(Q/C) &5172/662 & 5182/1890(C/D) & 5312/1061(C/D)
Legal Range	29E
Legal Township	06S
Legal Section	49
Legal Subdivision	VENETIAN ISLES
Legal Block	A
Legal Lot Number	16,17
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 8, 2021	Re-recorded Document ACCOMMODATION
Feb 18, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 5, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	200542997
Deed Book / Page	2451 / 591
Last Transfer Date	Feb 17, 2021
Transfer Doc	0051821890
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049441260
Date	May 18, 2020
Book Page	4944/1260
Instrument	2020037978

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138

Mortgage

Document Number	0053491382
Date	Aug 23, 2021
Book Page	5349/1382
Instrument	2021092711

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST JOHNS FL
Recording Date	Jul 8, 2021
Property Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0053121061
Book / Page	5312 / 1061
Map Reference	MB 10 PG 64-66
Instrument Date	Jul 8, 2021
Instrument	2021075616
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 LAKESHORE DR, 464, ST AUGUSTINE, FL 32095-8138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	464 LAKESHORE DR, ST AUGUSTINE, FL 32095-8138

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 18, 2021
Property Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0051821890
Book / Page	5182 / 1890
Map Reference	MB 10 PG 64-66
Instrument Date	Feb 17, 2021
Instrument	2021018231
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 5, 2021
Property Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0051720662
Book / Page	5172 / 662
Map Reference	MB 10 PG 64&66
Instrument Date	Jan 29, 2021
Instrument	2021013436
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 LAKESHORE DR, 464, SAINT AUGUSTINE, FL 32095-8138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	464 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,341 (+3.1%)	$942,956 (+1.67%) Land $175,000 Building $767,956
2025	$5,533.00 (+12.05%) Homeowner's exemption	$423,234 (+5.99%)	$927,484 (+2.2%) Land $175,000 Building $752,484
2024	$4,938.00 (+1.94%)
2023	$4,844.00 (+2.74%) Homeowner's exemption	$399,326 (+3%)	$907,512 (+16.71%) Land $175,000 Building $732,512
2022	$4,715.00 Homeowner's exemption	$387,695	$777,571 Land $168,000 Building $609,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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