442 Lakeshore Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 442 Lakeshore Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2016
Lot Size	0.23 acres (10,018 sqft)
Owner	Company Name on Record
Last Sale	$100 (Jan 2017)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`075040-0200`

Property Details

APN / Parcel Number

Primary APN	`075040-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	442 LAKESHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	10-65 VENETIAN ISLES LOT 20 BLK A OR3990/1603 &4322/1415 &4348/55(C/D)
Legal Range	29E
Legal Township	06S
Legal Section	49
Legal Subdivision	VENETIAN ISLES
Legal Block	A
Legal Lot Number	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	442 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Mar 23, 2017	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2017 · Amount on Record
Deed Sale	Jan 1, 2017 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Book / Page	4322 / 1415
Last Transfer Date	Jan 26, 2017
Transfer Doc	0043480055
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	442 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0048750820
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LAKESHORE DR ST AUGUSTINE FL 320958138, ST AUGUSTINE, FL 32095-8138

Mortgage

Document Number	0048750820
Date	Jan 31, 2020
Book Page	004875/000820
Instrument	7924

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2030

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2017
Property Address	442 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0043480055
Book / Page	004348 / 000055
Instrument Date	Jan 26, 2017
Instrument	20175
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1136 NATURES HAMMOCK RD S FRUIT COVE FL 322592879, FRUIT COVE, FL 32259-2879

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,034 (+2.7%)	$489,035 (+3.9%) Land $115,000 Building $374,035
2025	$2,892.00 (+15.17%) Homeowner's exemption Senior Citizen's exemption	$253,198 (+5.99%)	$470,659 (+1.83%) Land $115,000 Building $355,659
2024	$2,511.00 (+2.36%)
2023	$2,453.00 (+3.63%) Homeowner's exemption Senior Citizen's exemption	$238,895 (+3%)	$462,187 (+8.4%) Land $115,000 Building $347,187
2022	$2,367.00 Homeowner's exemption Senior Citizen's exemption	$231,937	$426,361 Land $112,000 Building $314,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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