Nelson County property record for 464 Front St, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,392 sqft · built 1870 |
| Lot Size | 8.31 acres (361,984 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,581 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 58B A 25 |
| Primary APN | 58B A 25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Finished Area |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 361,984 sqft (8.31 acres) |
| Lot Depth | 200 ft Depth |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 11670 |
|---|---|
| Street Address | 464 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949-2368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOVINGSTON-LEA DB 156/000 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 273, LOVINGSTON, VA 22949-0273 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Jun 28, 2023 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 5, 2023 |
| Transfer Doc | 0202301337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 464 FRONT ST, LOVINGSTON, VA 22949-2368 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202301811 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 202301811 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Jun 28, 2023 |
| Property Address | 464 FRONT ST, LOVINGSTON, VA 22949-2368 |
| Document Number | 0202301337 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 202301337 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 273, LOVINGSTON, VA 22949-0273 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,581.00 (+4.54%) | $461,000 (+21.35%) Land $78,000 Building $383,000 | $461,000 (+21.35%) Land $78,000 Building $383,000 |
| 2025 | $2,469.00 | $379,900 (-) Land $59,300 Building $320,600 | $379,900 (-) Land $59,300 Building $320,600 |
| 2023 | $2,469.00 | $379,900 Land $59,300 Building $320,600 | $379,900 Land $59,300 Building $320,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: RiverStreet Networks.
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