Nelson County property record for 356 Front St, Lovingston, VA 22949
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,548 sqft · built 2000 |
| Lot Size | 0.279 acres (12,165 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2026) |
| Tax Bill | $845 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58B 5 1B |
| Primary APN | 58B 5 1B |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 12,165 sqft (0.279 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 15264 |
|---|---|
| Street Address | 356 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | TC |
| Legal Description | OLD SERVICE STATION THEN PART OF REA |
| Legal Subdivision | BAILEY SUBDIVISION |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
Source: Nelson County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 26, LOVINGSTON, VA 22949-0026 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Deed Document Number | 20261642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 356 FRONT ST, LOVINGSTON, VA 22949 |
| Document Number | 0000001642 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20261642 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001643, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20261643 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 24, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845.00 (-1.52%) | $151,000 (+14.31%) Land $35,000 Building $116,000 | $151,000 (+14.31%) Land $35,000 Building $116,000 |
| 2025 | $132,100 (-) Land $33,000 Building $99,100 | $132,100 (-) Land $33,000 Building $99,100 | |
| 2023 | $858.00 | $132,100 Land $33,000 Building $99,100 | $132,100 Land $33,000 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: RiverStreet Networks.
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