464 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 464 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,867 sqft · built 1924
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$142,245 (Oct 2020)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-69-00345-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00345-000`
Alternative APN	`55 690 034 50`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,867 sqft Living Area
1st Floor Area	777 sqft
Basement Area	741 sqft
Finished Basement	325 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	169 ft deep x 46 ft wide
Terrain	Rolling
Garage Area	320 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	464 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	J I ROBERT PLAT LOT 12
Legal Subdivision	J I ROBERT
Legal Lot Number	12
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2012
Census Tract	831500

Owner

464 Borgess Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 BORGESS AVE, MONROE, MI 48162-2709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 7, 2020	Warranty Deed, Transfer LAWYERS TITLE
Oct 15, 2020	Intrafamily Transfer, Transfer LIBERTY TITLE
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Loan Modification, Mortgage · Line of Credit MONROE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202021090
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	0000021841
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jun 16, 2026
Property Address	464 BORGESS AVE, MONROE, MI 48162-2709
Document Number	0000010638
Instrument Date	May 15, 2026
Instrument	202610638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 BORGESS AVE, MONROE, MI 48162-2709

Mortgage

Document Number	0000010638,
Date	Jun 16, 2026
Instrument	202610638

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 7, 2020
Property Address	464 BORGESS AVE, MONROE, MI 48162-2709
Document Number	0000021090
Instrument Date	Oct 5, 2020
Instrument	21090
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,223.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 BORGESS AVE MONROE MI 481622709, MONROE, MI 48162-2709

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 15, 2020
Property Address	464 BORGESS AVE, MONROE, MI 48162-2709
Document Number	2020R21841
Map Reference	LB 3 PG 26
Instrument Date	Oct 5, 2020
Instrument	2020R21841
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 BORGESS AVE, MONROE, MI 48162-2709

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Mar 3, 2020
Property Address	464 BORGESS AVE, MONROE, MI 48162-2709
Document Number	0000004200
Instrument Date	Feb 27, 2020
Instrument	4200
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	464 BORGESS AVE MONROE MI 481622709, MONROE, MI 48162-2709

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	464 BORGESS AVE, MONROE, MI 48162-2709
Document Number	0000005046
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	464 BORGESS AVE MONROE MI 481622709, MONROE, MI 48162-2709

Mortgage

Document Number	0000005046
Date	Mar 28, 2018
Instrument	5046

Lender

Name	MONROE BK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 464 Borgess Ave was $3,831 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,500 (+7.49%) Land $110,500	$221,000 (+7.49%) Land $221,000
2025	$3,831.00 Homeowner's exemption	$102,800 Land $102,800	$205,600 Land $205,600
2023	$3,281.00 Homeowner's exemption	$74,740	$149,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Borgess Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 464 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Borgess Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures