453 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 453 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,852 sqft · built 1927
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Sep 2021)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`55-69-00381-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00381-000`
Alternative APN	`55 690 038 10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	942 sqft
Basement Area	798 sqft
Finished Basement	364 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	128 ft deep x 61.8 ft wide
Terrain	Rolling
Garage Area	360 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	438 sqft
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	453 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SHADOWLAWN HEIGHTS N 1/2 OF LOT 9 AND ALL OF LOT 10
Legal Subdivision	SHADOWLAND HEIGHTS
Legal Lot Number	9-10
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2004
Census Tract	831500

Owner

453 Borgess Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	453 BORGESS AVE, MONROE, MI 48162-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	202124023
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2021
Property Address	453 BORGESS AVE, MONROE, MI 48162-2708
Document Number	2021R24023
Map Reference	LB 4 PG 15
Instrument Date	Aug 31, 2021
Instrument	2021R24023
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6131 ORANGETHORPE AVE STE 500, 6131, BUENA PARK, CA 90620-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BORGESS AVE, MONROE, MI 48162-2708

Mortgage

Document Number	2021R24024
Date	Sep 16, 2021
Instrument	2021R24024

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Jun 19, 2019
Property Address	453 BORGESS AVE, MONROE, MI 48162-2708
Document Number	0000010240
Instrument Date	Jun 13, 2019
Instrument	10240
Transaction Type	Foreclosure
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,050.92
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18000 STUDEBAKER RD #200 CERRITOS CA 907032680, 200, CERRITOS, CA 90703-2680

Tax Assessment & Valuation

The 2025 property tax bill for 453 Borgess Ave was $4,372 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 Land $125,200	$250,400 Land $250,400
2025	$4,372.00 Homeowner's exemption
2023	$3,829.00 Homeowner's exemption	$87,210	$174,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 453 Borgess Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 453 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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