Bergen County and Ridgewood Village property record for 464 Beverly Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,961 sqft · built 1992 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,680,000 (Aug 2014) |
| Tax Bill | $38,001 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03614-0000-00001-02 |
| Primary APN | 51-03614-0000-00001-02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,961 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Street Address | 464 BEVERLY RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .459 AC |
| Legal Block | 3614 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 6 |
| Census Block | 6019 |
| Census Tract | 47500 |
464 Beverly Rd is owned and occupied by two individuals who bought it in August 2014.
Source: Bergen County and Ridgewood Village records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 464 BEVERLY RD, RIDGEWOOD, NJ 07450-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 6, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2014 · Amount on File |
| Deed Sale | Aug 7, 2014 · Amount on File |
| Prior Sale | Dec 10, 2002 · Amount on File |
| Deed Document Number | 201451655 |
| Deed Book / Page | 1723 / 1641 |
| Prior Transfer Date | May 30, 1997 |
| Prior Transfer Doc | 7978000276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 464 BEVERLY RD, RIDGEWOOD, NJ 07450-3308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0045051803 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 4505/1803 |
| Instrument | 2021185268 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 464 BEVERLY RD, RIDGEWOOD, NJ 07450-3308 |
| Document Number | 0035750551 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 464 BEVERLY RD RIDGEWOOD NJ 074503308, RIDGEWOOD, NJ 07450-3308 |
| Document Number | 0035750551 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003575/000551 |
| Instrument | 20040952 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 464 Beverly Rd was $38,001, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,316,700 (+0.14%) Land $441,000 Building $875,700 | $1,316,700 (+0.14%) Land $441,000 Building $875,700 | |
| 2025 | $38,001.00 (+0.73%) | $1,314,900 Land $441,000 Building $873,900 | $1,314,900 Land $441,000 Building $873,900 |
| 2024 | $37,724.00 | ||
| 2023 | $1,314,900 Land $441,000 Building $873,900 | $1,314,900 Land $441,000 Building $873,900 | |
| 2022 | $35,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 464 Beverly Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1999–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 464 Beverly Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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