449 Beverly Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 449 Beverly Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	5,289 sqft · built 1910
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Sep 2011)
Tax Bill	$35,859 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-03612-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`51-03612-0000-00021`
Alternative APN	`510361200021`

Interior

Stories	2 Stories
Building Area	5,289 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	449 BEVERLY RD
City	RIDGEWOOD
State	NJ
Zip	07450-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.689 AC
Legal Block	3612
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	6
Census Block	6015
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 BEVERLY RD, RIDGEWOOD, NJ 07450-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2011 · Amount on Record
Deed Sale	Sep 12, 2011 · Amount on Record
Prior Sale	Aug 4, 2003 · Amount on Record
Deed Document Number	20118270812
Deed Book / Page	827 / 812
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	449 BEVERLY RD, RIDGEWOOD, NJ 07450-3307
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045600868
Date	Jan 28, 2022
Book Page	4560/868
Instrument	2022013152

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.55%
Index	Other
Margin	3
Max Rate	7.55%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,240,800 (-) Land $506,600 Building $734,200	$1,240,800 (-) Land $506,600 Building $734,200
2025	$35,859.00 (+0.73%)	$1,240,800 (-) Land $506,600 Building $734,200	$1,240,800 (-) Land $506,600 Building $734,200
2024	$35,598.00 (+4.97%)
2023		$1,240,800 Land $506,600 Building $734,200	$1,240,800 Land $506,600 Building $734,200
2022	$33,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1999–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20