4639 Oram Rd, Devils Lake, ND 58301 Property Records

Ramsey County property record for 4639 Oram Rd, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1950
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$859 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage
APN	`23406003266000`

Property Details

APN / Parcel Number

Primary APN	`23406003266000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Basement Area	589 sqft
Unfinished Basement	589 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1984
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	588 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4639 ORAM RD
City	DEVILS LAKE
State	ND
Zip	58301-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ORAM'S 3RD SUBDIVISION (DL/DL)
Legal Subdivision	ORAMS SUBDIVISION
Legal Lot Number	4
Jurisdiction	RAMSEY ND
Township / Civil Division	POPLAR GROVE
Census Block Group	2
Census Block	2212
Census Tract	957700

Owner

Source: Ramsey County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4639 ORAM RD, DEVILS LAKE, ND 58301-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4639 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273860
Date	Mar 6, 2020
Instrument	273860

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4639 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	273860
Date	Mar 6, 2020
Instrument	273860

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Poplar Grove Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,500 (+15.57%) Land $25,000 Building $110,500	$271,000 (+15.57%) Land $50,000 Building $221,000
2024	$859.00 (+44.13%)
2023	$596.00 Veteran's exemption	$117,250 Land $24,000 Building $93,250	$234,500 Land $48,000 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

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