4637 Oram Rd, Devils Lake, ND 58301 Property Records

Ramsey County property record for 4637 Oram Rd, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1984
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Jun 2016 Mortgage Dec 2018 Mortgage + 4 more
APN	`23406003263000`

Property Details

APN / Parcel Number

Primary APN	`23406003263000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Garage Area	960 sqft

Location & Zoning

Street Address	4637 ORAM RD
City	DEVILS LAKE
State	ND
Zip	58301-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ORAM'S 3RD SUBDIVISION (DL/DL)
Legal Subdivision	ORAMS SUBDIVISION
Legal Lot Number	1
Jurisdiction	RAMSEY ND
Township / Civil Division	POPLAR GROVE
Census Block Group	2
Census Block	2212
Census Tract	957700

Owner

4637 Oram Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 10, 2009	Deed of Trust, Mortgage GATE CITY BANK
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022
Deed Sale	Apr 12, 2022
Deed Document Number	2022278839
Record Updated	Sep 20, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265526
Date	Jun 30, 2016
Instrument	265526

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271447
Date	Dec 28, 2018
Instrument	271447

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275613
Date	Dec 7, 2020
Instrument	275613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246232
Date	Jul 10, 2009
Instrument	246232

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	22 Months
Due	May 25, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	271447
Date	Dec 28, 2018
Instrument	271447

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	4637 ORAM RD, DEVILS LAKE, ND 58301-9221
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	275613
Date	Dec 7, 2020
Instrument	275613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4637 Oram Rd was $1,228, down 54.2% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Poplar Grove Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-54.18%)	$113,950 Land $25,000 Building $88,950	$227,900 Land $50,000 Building $177,900
2024	$2,680.00 (+24.3%)
2023	$2,156.00	$98,500 Land $24,000 Building $74,500	$197,000 Land $48,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4637 Oram Rd; there have been 203 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4637 Oram Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

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