4636 SE 3rd Pl, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4636 SE 3rd Pl, Keystone Heights, FL 32656

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1996
OwnerIndividual Name on Record
Last Sale$239,000 (May 2021)
Tax Bill$2,576 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05819-0-00826

Property Details

APN / Parcel Number

Primary APN05819-0-00826

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,908 sqft Heated Area
Gross Area2,808 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Patio Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4636 SE 3RD PL
CityKEYSTONE HEIGHTS
StateFL
Zip32656-6278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 8S 22 LOT 26 OF HIDDEN HILLS UNIT IV
Legal Range22E
Legal Township08S
Legal Section24
Legal SubdivisionHIDDEN HILLS UNIT IV
Legal Lot Number26
Legal Unit4
JurisdictionBRADFORD FL
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1001
Census Tract301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4636 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6278
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
May 28, 2021Warranty Deed, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJan 6, 2014 · Amount on Record
Deed Document Number202104005043
Deed Book / Page1905 / 194
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address4636 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6278
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4636 SE 3RD P1, P1, KEYSTONE HEIGHTS, FL 32656-6278

Mortgage

Document Number0004001480
DateFeb 16, 2022
Book Page1953/99
Instrument202204001480
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateMay 28, 2021
Property Address4636 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6278
Document Number0004005043
Book / Page1905 / 194
Map ReferenceMB 3 PG 63
Instrument DateMay 25, 2021
Instrument202104005043
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyLAKE AREA TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,673.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1713 CHRISMAN MILL RD, NICHOLASVILLE, KY 40356-8295

Transferred To (Grantee/Buyer)

NameVerified Name
Address4636 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6278

Mortgage

Document Number0001905196
DateMay 28, 2021
Instrument1905/196
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00 (+10.27%) Homeowner's exemption$188,807 (+2.9%)$291,954 (+5.8%) Land $32,000 Building $259,954
2024$2,336.00 (+3.32%) Homeowner's exemption$183,486 (+3%)$275,941 (+2.91%) Land $30,000 Building $245,941
2023$2,261.00 (+5.36%) Homeowner's exemption$178,142 (+3%)$268,130 (+21.25%) Land $25,000 Building $243,130
2022$2,146.00 Homeowner's exemption$172,953$221,137 Land $30,000 Building $191,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE POSTMASTER GRID
private · serves 5,092 people · EPA ID FL2100610
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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