Bradford County property record for 4589 SE 3rd Pl, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Mar 2025) |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05819-0-00804 |
| Primary APN | 05819-0-00804 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,198 sqft Heated Area |
| Gross Area | 3,144 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4589 SE 3RD PL |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 LOT 4 OF HIDDEN HILLS UNIT IV |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | HIDDEN HILLS UNIT IV |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301 |
4589 SE 3rd Pl is owned and occupied by an individual who bought it in March 2025.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Dec 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Document Number | 202504002895 |
| Deed Book / Page | 2142 / 307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Document Number | 0004000091 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 1945/364 |
| Instrument | 202204000091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004002719 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1892/512 |
| Instrument | 202104002719 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Mar 31, 2025 |
| Property Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Document Number | 0004002895 |
| Book / Page | 2142 / 307 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 202504002895 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | LAKE AREA TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5600 KEATON SPRINGS DR, LAKELAND, FL 33811-1883 |
| Name | Verified Name |
|---|---|
| Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Document Number | 0002142310 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 2142/310 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Dec 13, 2019 |
| Property Address | 4589 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6279 |
| Document Number | 0004010825 |
| Book / Page | 1823 / 103 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 201904010825 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,911.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4589 SE 3RD PL, 4589, KEYSTONE HEIGHTS, FL 32656-6279 |
| Name | Verified Name |
|---|---|
| Address | 6255 BLUE MARLIN DR, KEYSTONE HEIGHTS, FL 32656-9465 |
| Document Number | 0001823105 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 1823/105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 4589 SE 3rd Pl was $3,317 with exemptions applied, up 8.6% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,317.00 (+8.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $241,489 (+2.9%) | $350,904 (+4.8%) Land $32,000 Building $318,904 |
| 2024 | $3,054.00 (+3.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $234,683 (+3%) | $334,831 (+8.01%) Land $30,000 Building $304,831 |
| 2023 | $2,959.00 (+4.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,848 (+3%) | $309,988 (+20.77%) Land $25,000 Building $284,988 |
| 2022 | $2,826.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $221,212 | $256,669 Land $30,000 Building $226,669 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4589 SE 3rd Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4589 SE 3rd Pl is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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