Lake County property record for 4636 River St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,135 sqft · built 1840 |
| Lot Size | 0.853 acres (37,200 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $92,800 (Nov 2011) |
| Tax Bill | $11,729 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-019-0-00-013-0 |
| Primary APN | 27-A-019-0-00-013-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,135 sqft Living Area |
| Gross Area | 3,942 sqft |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 807 sqft |
| Unfinished Basement | 807 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,200 sqft (0.853 acres) |
| Lot Dimensions | 310 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 630 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 406 sqft |
| Patio Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | E 42 |
|---|---|
| Street Address | 4636 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LOT 3 TRACT 13 PART OF LOT 128 |
| Legal Subdivision | WILLOUGHBY HIGHLANDS SUBDIVISION |
| Legal Tract | 13 |
| Legal Lot Number | 128 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 201400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4636 RIVER ST, WILLOUGHBY, OH 44094-7819 |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN ASSOCIATI |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2011 · Amount on Record |
| Deed Sale | Nov 14, 2011 · Amount on Record |
| Prior Sale | Jun 17, 2004 · Amount on Record |
| Deed Document Number | 0000026420 |
| Last Transfer Date | Jan 9, 2012 |
| Transfer Doc | 0000000528 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4636 RIVER ST, WILLOUGHBY, OH 44094-7819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002684 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024R002684 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4636 RIVER ST, WILLOUGHBY, OH 44094-7819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000017534 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022R017534 |
| Name | THIRD FEDERAL SAVINGS AND LOAN ASSOCIATI |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4636 RIVER ST, WILLOUGHBY, OH 44094-7819 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012804 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2017R012804 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Feb 6, 2042 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,729.00 (+66.23%) Homeowner's exemption Senior Citizen's exemption | $123,890 (-) Land $19,620 Building $104,270 | |
| 2022 | $7,056.00 Homeowner's exemption Senior Citizen's exemption | $123,890 Land $19,620 Building $104,270 | |
| 2021 | $353,970 Land $56,060 Building $297,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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