Lake County property record for 4578 River St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 810 sqft · built 1900 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,000 (Jan 2006) |
| Tax Bill | $6,464 (2023) |
| Deeds & Mortgages | May 2026 Transfer Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-B-00-013-0 |
| Primary APN | 27-A-026-B-00-013-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 810 sqft Living Area |
| Gross Area | 1,082 sqft |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,181 sqft (0.624 acres) |
| Lot Dimensions | 450 ft deep x 60 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 452 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4578 RIVER ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 2 TRACT 13 |
| Legal Subdivision | CITY/WILLOUGHBY 13 |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 201400 |
4578 River St is owner-occupied and held in a trust since April 2026.
Source: Lake County records, as of May 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4578 RIVER ST, WILLOUGHBY, OH 44094-7839 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2006 · Amount on File |
| Deed Sale | Jan 6, 2006 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 2006694 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 0000009439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 5, 2026 |
| Property Address | 4578 RIVER ST, WILLOUGHBY, OH 44094-7839 |
| Document Number | 0000009439 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20269439 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4578 RIVER ST, WILLOUGHBY, OH 44094-7839 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 22, 2022 |
| Property Address | 4578 RIVER ST, WILLOUGHBY, OH 44094-7839 |
| Document Number | 0000017629 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022R017629 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38250 WOODSIDE AVE, WILLOUGHBY, OH 44094-5825 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,440 Land $40,710 Building $41,730 | $235,530 Land $116,300 Building $119,230 | |
| 2023 | $6,464.00 (+54.09%) Homeowner's exemption | $68,280 (-) Land $32,500 Building $35,780 | |
| 2022 | $4,195.00 Homeowner's exemption | $68,280 Land $32,500 Building $35,780 | |
| 2021 | $195,100 Land $92,860 Building $102,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4578 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4578 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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