4636 Falling Oak, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4636 Falling Oak, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,420 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,700 (May 2019)
Tax Bill	$1,614 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0727401002200000`

Property Details

APN / Parcel Number

Primary APN	`1G0727401002200000`
Alternative APNs	`000000168167` `000000232587` `168167`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,420 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,913 sqft
2nd Floor Area	1,507 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4636 FALLING OAK
City	CIBOLO
State	TX
Zip	78108-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #4 BLOCK 10 LOT 22 .18 AC
Legal Subdivision	CYPRESS POINT #4
Legal Tract	22
Legal Block	10
Legal Lot Number	22
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1009
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4636 FALLING OAK, CIBOLO, TX 78108-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
May 1, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MTG
Sep 17, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	201999009301
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0099009301
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4636 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002888
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4636 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	0000002888
Date	Jan 25, 2021
Instrument	2888

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4636 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000002914
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4636 FALLING OAK SCHERTZ TX 781084440, SCHERTZ, TX 78108-4440

Mortgage

Document Number	0000002914
Date	Feb 4, 2020
Instrument	2914

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 1, 2019
Property Address	4636 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000009301
Instrument Date	Apr 26, 2019
Instrument	9301
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4636 FALLING OAK SCHERTZ TX 78108, SCHERTZ, TX 78108

Mortgage

Document Number	9302
Date	May 1, 2019
Instrument	9302

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 17, 2018
Property Address	4636 FALLING OAK, SCHERTZ, TX 78108-4440
Document Number	0000021189
Instrument Date	Sep 14, 2018
Instrument	21189
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	10410 WINDERMERE LAKES BLVD HOUSTON TX 77065, HOUSTON, TX 77065

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,036 (+6.57%) Land $48,206 Building $387,830	$436,036 (+6.57%) Land $48,206 Building $387,830
2025		$409,167 (-15.47%) Land $45,305 Building $363,862	$409,167 (-15.47%) Land $45,305 Building $363,862
2023	$1,614.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$484,054 Land $60,105 Building $423,949	$484,054 Land $60,105 Building $423,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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