4635 Queen Palm Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4635 Queen Palm Dr, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 1976
Lot Size	0.232 acres (10,126 sqft)
Owner	2 Owner Names on File
Tax Bill	$792 (2024)
Deeds & Mortgages	Apr 2020 Loan Modification Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C334911000200120`

Property Details

APN / Parcel Number

Primary APN	`C334911000200120`
Alternative APN	`C-33-34-29-110-0020-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,126 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	351 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	120 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C334911000200120
Street Address	4635 QUEEN PALM DR
City	SEBRING
State	FL
Zip	33870-5340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEBRING VILLAS 1ST ADD PB 4-PG 83 LOT 12 BLK 2
Legal Range	29E
Legal Township	34S
Legal Section	33
Legal Subdivision	SEBRING VILLAS 1ST ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2001
Census Tract	961201

Owner

Source: Highlands County records · APN C334911000200120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4635 QUEEN PALM DR, SEBRING, FL 33870-5340
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2020	Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS
Nov 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 18, 2001
Transfer Doc	0015420108
Record Updated	Jun 08, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4635 QUEEN PALM DR, SEBRING, FL 33870-5340
Document Number	0001984034
Instrument Date	Apr 08, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4635 QUEEN PALM DR SEBRING FL 338705340, SEBRING, FL 33870-5340

Mortgage

Document Number	0001984034
Date	Apr 29, 2020
Book Page	002750/001418
Instrument	1984034

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Apr 28, 2060

Interest

Rate	3.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4635 QUEEN PALM DR, SEBRING, FL 33870-5340
Document Number	0001874800
Book / Page	002609 / 001271
Instrument Date	Nov 09, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4635 QUEEN PALM DR SEBRING FL 338705340, SEBRING, FL 33870-5340

Mortgage

Document Number	0001874800
Date	Nov 30, 2017
Book Page	002609/001271
Instrument	1874800

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,622 (+5.99%)	$162,163 (-8.14%) Land $5,820 Building $156,343
2024	$792.00 (+3.26%)
2023	$767.00 (+1.72%) Homeowner's exemption	$68,519 (+3%)	$176,540 (+15.9%) Land $5,820 Building $170,720
2022	$754.00 Homeowner's exemption	$66,523	$152,324 Land $4,365 Building $147,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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