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4630 Queen Palm Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4630 Queen Palm Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,341 sqft · built 1977
Lot Size0.464 acres (20,251 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Mar 2021)
Tax Bill$2,964 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC334911000100120

Property Details

APN / Parcel Number

Primary APNC334911000100120
Alternative APN
  • C-33-34-29-110-0010-0120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,341 sqft Living Area
1st Floor Area1,698 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,251 sqft (0.464 acres)
Lot Dimensions135 ft deep x 150 ft wide
Garage TypeFinished
Garage Area837 sqft
DrivewayDriveway
Driveway Area312 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area512 sqft
Patio Area40 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC334911000100120
Street Address4630 QUEEN PALM DR
CitySEBRING
StateFL
Zip33870-5339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING VILLAS 1ST ADD PB 4-PG 83 LOTS 12 + 13 BLK 1
Legal Range29E
Legal Township34S
Legal Section33
Legal SubdivisionSEBRING VILLAS 1ST ADD
Legal Block1
Legal Lot Number12-13 13
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1003
Census Tract961201

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 27, 2023Deed of Trust, Mortgage · FHA Mortgage
ADVANTAGEFIRST LENDING INC
Mar 29, 2021Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Jul 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number2026518
Deed Book / Page2812 / 599
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339
Transaction TypeMortgage
Record UpdatedOct 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339

Mortgage

Document Number0002170493
DateSep 22, 2023
Book Page3000/529
Instrument2170493
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339

Mortgage

Document Number0002148034
DateApr 27, 2023
Book Page2971/242
Instrument2148034
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 29, 2021
Property Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339
Document Number0002026518
Book / Page2812 / 599
Map ReferenceMB 4 PG 83
Instrument DateMar 24, 2021
Instrument2026518
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3001 DELLWOOD DR, 3001, KOKOMO, IN 46902-3771

Transferred To (Grantee/Buyer)

NameVerified Name
Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339

Mortgage

Document Number0002812601
DateMar 29, 2021
Instrument2812/601
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 11, 2018
Property Address4630 QUEEN PALM DR, SEBRING, FL 33870-5339
Document Number0001903602
Book / Page002645 / 000764
Instrument DateJul 11, 2018
Instrument1903602
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,015.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4630 QUEEN PALM DR SEBRING FL 338705339, SEBRING, FL 33870-5339

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$235,828 (+3.78%) Land $11,640 Building $224,188$235,828 (-7.84%) Land $11,640 Building $224,188
2024$2,964.00 (+1.96%)
2023$2,907.00 (+1.32%) Homeowner's exemption$227,230 (+3%)$255,900 (+16%) Land $11,640 Building $244,260
2022$2,869.00 Homeowner's exemption$220,612 Land $8,730 Building $211,882$220,612 Land $8,730 Building $211,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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