46340 Beach Rd, Harris, MN 55032 Property Records

Chisago County property record for 46340 Beach Rd, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 780 sqft · built 1970
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2017)
Tax Bill	$2,784 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-01183-00`

Property Details

APN / Parcel Number

Primary APN	`03-01183-00`
Alternative APNs	`3164928` `3359198` `3442543` `3973644`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Depth	210 ft Depth
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3973644
Street Address	46340 BEACH RD
City	HARRIS
State	MN
Zip	55032-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	SUBDIVISIONNAME HILDING BEACH LOT 017 BLOCK 002 SUBDIVISIONCD 03060
Legal Range	022
Legal Township	036
Legal Section	10
Legal Subdivision	HILDING BEACH
Legal Block	2
Legal Lot Number	17
Jurisdiction	CHISAGO MN
Township / Civil Division	FISH LAKE
Census Block Group	3
Census Block	3023
Census Tract	110100

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46340 BEACH RD, HARRIS, MN 55032-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2017	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Jun 16, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Oct 15, 2007 · Amount on Record
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	A599698
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	46340 BEACH RD, HARRIS, MN 55032-3841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A602508
Date	Sep 12, 2017
Instrument	A-602508

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHISAGO MN
Recording Date	Jun 16, 2017
Property Address	46340 BEACH RD, HARRIS, MN 55032-3841
Document Number	A599698
Instrument Date	Jun 7, 2017
Instrument	A599698
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 11TH AVE SE, FOREST LAKE, MN 55025-1946

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Fish Lake Township
Unified School District	Rush City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,784.00 (-3%)
2025	$2,870.00 (-15.64%) Homeowner's exemption
2024		$228,900 (-20.24%)	$252,700 (-15.06%)
2023	$3,402.00 (+12.65%) Homeowner's exemption	$287,000 (+19.98%)	$297,500 (+17.31%) Land $220,400 Building $77,100
2022	$3,020.00 (+19.09%) Homeowner's exemption	$239,200 (+47.65%)	$253,600 (+38.73%) Land $180,600 Building $73,000
2021	$2,536.00	$162,000	$182,800 Land $124,300 Building $58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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