Chisago County property record for 46480 Beach Rd, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1990 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,432 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01171-00 |
| Primary APN | 03-01171-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,194 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Depth | 165 ft Depth |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3973394 |
|---|---|
| Street Address | 46480 BEACH RD |
| City | HARRIS |
| State | MN |
| Zip | 55032-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME HILDING BEACH LOT 006 BLOCK 002 SUBDIVISIONCD 03060 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 10 |
| Legal Subdivision | HILDING BEACH |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 110100 |
46480 Beach Rd is owned and occupied by an individual.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46480 BEACH RD, HARRIS, MN 55032-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 46480 Beach Rd was $4,432 with a homeowner's exemption, down 3.9% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | Rush City Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,432.00 (-3.94%) | ||
| 2025 | $4,614.00 Homeowner's exemption | ||
| 2024 | $372,800 (-17.45%) | $384,700 (-14.81%) | |
| 2023 | $5,310.00 (+4.78%) Homeowner's exemption | $451,600 (+11.09%) Land $211,600 Building $240,000 | $451,600 (+10.93%) Land $211,600 Building $240,000 |
| 2022 | $5,068.00 | $406,500 | $407,100 Land $179,900 Building $227,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46480 Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46480 Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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