4634 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4634 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.005 acres (228 sqft)
Owner	2 Individual Names on File
Last Sale	$3,150,000 (Jun 2026)
Tax Bill	$17,731 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42601-000-4634`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42601-000-4634`
Alternative APNs	`34-221-42601-000-4634` `1077355`

Exterior

Architectural Style	Condo/Apartment
Lot Area	228 sqft (0.005 acres)

Location & Zoning

Street Address	4634 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4204
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4634 SOUTHWINDS III CONDO OR 1998-371 OR 3145-3497
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS III CONDO
Legal Block	46
Legal Lot Number	4634
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4634 Southwinds Dr, a condominium, is owned by two individuals who bought it in June 2026.

Source: Walton County records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5425 YOUNG DEER DR, CUMMING, GA 30041-8970
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer SCENIC TITLE
Jun 8, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	202626741
Deed Book / Page	3403 / 4394
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2026
Property Address	4634 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
Document Number	0000026741
Book / Page	3403 / 4394
Instrument Date	Jun 29, 2026
Instrument	202626741
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	SCENIC TITLE

Transaction

Amount	Amount on Record
Tax	$2,227,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 YOUNG DEER DR, CUMMING, GA 30041-8970
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 8, 2020
Property Address	4634 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
Document Number	0031453497
Book / Page	003145 / 003497
Instrument Date	Jun 5, 2020
Instrument	19519
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$10,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	MARJEAN WAY ALPHARETTA GA 30009, ALPHARETTA, GA 30009

Tax Assessment & Valuation

The 2025 property tax bill for 4634 Southwinds Dr was $17,731, up 3.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,731.00 (+3.45%)	$2,185,722 Building $2,185,722	$2,185,722 Building $2,185,722
2024	$17,140.00 (+4.91%)
2023	$16,338.00 (+33.09%)	$2,185,722 (+65%) Building $2,185,722	$2,185,722 (+65%) Building $2,185,722
2022	$12,276.00	$1,324,680 Building $1,324,680	$1,324,680 Building $1,324,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4634 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4634 Southwinds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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