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4632 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4632 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.005 acres (228 sqft)
Owner2 Individual Names on File
Last Sale$1,185,500 (Jan 2017)
Tax Bill$9,543 (2025)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone X (minimal risk)
APN34-2S-21-42601-000-4632

Property Details

APN / Parcel Number

Primary APN34-2S-21-42601-000-4632
Alternative APNs
  • 34-221-42601-000-4632
  • 1077353

Exterior

Architectural StyleCondo/Apartment
Lot Area228 sqft (0.005 acres)

Location & Zoning

Street Address4632 SOUTHWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-4204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUT 4632 SOUTHWINDS III CONDO OR 1994-322 OR 2424-1783 OR 2849-2087 OR 3018-4369 OR 3031-632
Legal Range021
Legal Township02S
Legal Section34
Legal SubdivisionSOUTHWINDS III CONDO
Legal Block46
Legal Lot Number4632
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4632 Southwinds Dr, a condominium, is owned and occupied by two individuals who bought it in January 2017.

Source: Walton County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address4632 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2017 · Amount on File
Deed SaleJan 17, 2017 · Amount on File
Prior SaleAug 23, 2016 · Amount on File
Deed Document Number20171501
Deed Book / Page3031 / 632
Prior Transfer DateAug 4, 2016
Prior Transfer Doc0030184369
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 17, 2017
Property Address4632 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204
Document Number0030310632
Book / Page003031 / 000632
Instrument DateJan 17, 2017
Instrument1501
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
Tax$8,298.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1070 GREENWAY ATLANTA GA 303501707, ATLANTA, GA 30350-1707

Tax Assessment & Valuation

The 2025 property tax bill for 4632 Southwinds Dr was $9,543 with a homeowner's exemption, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,543.00 (+1.87%) Homeowner's exemption$1,094,754$1,909,215 Building $1,909,215
2024$9,368.00 (+3.66%)
2023$9,037.00 (+1.1%) Homeowner's exemption$1,909,215 (+65%) Building $1,909,215$1,909,215 (+65%) Building $1,909,215
2022$8,939.00 Homeowner's exemption$1,157,100 Building $1,157,100$1,157,100 Building $1,157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4632 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4632 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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