4633 Oak Tree Ct, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4633 Oak Tree Ct, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,404 sqft · built 1978
Lot Size	0.447 acres (19,493 sqft)
Owner	Individual Name on File
Last Sale	$2,110,000 (Dec 2024)
Tax Bill	$33,843 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-24-06-000-0140`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-24-06-000-0140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,404 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	3,404 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	19,493 sqft (0.447 acres)
Lot Dimensions	203 ft deep x 96 ft wide
Garage Area	558 sqft

Exterior Amenities

Pool Area	88 sqft
Porch	Open Porch
Porch Area	126 sqft
Patio Area	2,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4633 OAK TREE CT
City	DELRAY BEACH
State	FL
Zip	33445-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	BOUGAINVILLA LT 14
Legal Range	42E
Legal Township	46S
Legal Section	24
Legal Subdivision	BOUGAINVILLA
Legal Lot Number	14
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2008
Census Tract	6907

Owner

Source: Palm Beach County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4633 OAK TREE CT, DELRAY BEACH, FL 33445-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Sep 27, 2018	Warranty Deed, Transfer CITADEL SVCNG CORP
Mar 30, 2017	Loan Modification, Mortgage · Conventional Mortgage CDC FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20240439903
Deed Book / Page	35467 / 1246
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4633 OAK TREE CT, DELRAY BEACH, FL 33445-4389
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SEVILLE A, DELRAY BEACH, FL 33446-2115

Mortgage

Document Number	0337380348
Date	Jul 28, 2022
Book Page	33738/348
Instrument	20220318709

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 27, 2018
Property Address	4633 OAK TREE CT, DELRAY BEACH, FL 33445-4389
Document Number	0301491188
Book / Page	030149 / 001188
Instrument Date	Sep 26, 2018
Instrument	370869
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	PALM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 OAK TREE CT DELRAY BEACH FL 334454389, DELRAY BEACH, FL 33445-4389

Mortgage

Document Number	301491192
Date	Sep 27, 2018
Book Page	030149/001192
Instrument	370871

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, FL 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	4633 OAK TREE CT, DELRAY BEACH, FL 33445-4389
Document Number	0294270267
Book / Page	029427 / 000267
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1730 S FEDERAL HWY #243 DELRAY BEACH FL 334833309, 243, DELRAY BEACH, FL 33483-3309

Mortgage

Document Number	0294270267
Date	Oct 25, 2017
Book Page	029427/000267
Instrument	377241

Lender

Name	CDC FIN'L
Type	Funding / Finance Company
Address	DAVIE, FL 33325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 24, 2019

Interest

Rate Type	Adjustable Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,843.00 (+258.2%)	$1,787,774 (+242.23%) Land $470,364 Building $1,317,410	$1,787,774 (+69.63%) Land $470,364 Building $1,317,410
2023	$9,448.00 (+1.37%) Homeowner's exemption Widower's exemption	$522,396 (+3%)	$1,053,916 (+44.31%) Land $484,016 Building $569,900
2022	$9,320.00 Homeowner's exemption Widower's exemption	$507,181	$730,305 Land $346,060 Building $384,245

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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