4580 Oak Tree Ct, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4580 Oak Tree Ct, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,138 sqft · built 1978
Lot Size	0.527 acres (22,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Mar 2026)
Tax Bill	$25,892 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-24-06-000-0200`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-24-06-000-0200`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,138 sqft Living Area
Gross Area	4,272 sqft
1st Floor Area	3,138 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,969 sqft (0.527 acres)
Lot Dimensions	110 ft deep x 208 ft wide
Garage Type	Attached
Garage Area	744 sqft
Porch	Finished Screened Porch
Porch Area	390 sqft
Patio Area	1,382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4580 OAK TREE CT
City	DELRAY BEACH
State	FL
Zip	33445-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	BOUGAINVILLA LT 20
Legal Range	42E
Legal Township	46S
Legal Section	24
Legal Subdivision	BOUGAINVILLA
Legal Lot Number	20
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2008
Census Tract	6907

Owner

Source: Palm Beach County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4580 OAK TREE CT, DELRAY BEACH, FL 33445-4332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 7, 2023	Warranty Deed, Transfer EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	2026101545
Deed Book / Page	36393 / 1088
Prior Transfer Date	Jun 7, 2006
Prior Transfer Doc	0205041427
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 23, 2026
Property Address	4580 OAK TREE CT, DELRAY BEACH, FL 33445-4332
Document Number	0363931088
Book / Page	36393 / 1088
Map Reference	MB 32 PG 56-57
Instrument Date	Mar 13, 2026
Instrument	20260101545
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	FLORIDA TITLE AND CLOSING COMPANY, FLORIDA TITLE & CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 1ST AVE, KING OF PRUSSIA, PA 19406-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 OAK TREE CT, DELRAY BEACH, FL 33445-4332

Mortgage

Document Number	0363931090
Date	Mar 23, 2026
Instrument	36393/1090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 7, 2023
Property Address	4580 OAK TREE CT, DELRAY BEACH, FL 33445-4332
Document Number	0346560688
Book / Page	34656 / 688
Map Reference	MB 32 PG 56&57
Instrument Date	Oct 30, 2023
Instrument	20230381083
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 LAWLESS ST, AUSTIN, TX 78723-5393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 1ST AVE STE 110, 110, KING OF PRUSSIA, PA 19406-1358

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,892.00 (-8.29%)	$1,359,635 (+91.88%)	$1,359,635 (-5.83%) Land $477,312 Building $882,323
2024	$28,231.00 (+205.83%)
2023	$9,231.00 (+15.68%) Homeowner's exemption	$708,587 (+25.74%)	$1,443,881 (+34.93%) Land $490,825 Building $953,056
2022	$7,980.00 Homeowner's exemption	$563,537	$1,070,060 Land $346,060 Building $724,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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