4632 W Groat Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 4632 W Groat Rd, Hulbert, OK 74441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1997
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Tax Bill	$903 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0000-06-17N-20E-0-022-00`

Property Details

APN / Parcel Number

Primary APN	`0000-06-17N-20E-0-022-00`
Alternative APN	`9301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Base Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	146,362 sqft (3.36 acres)
Garage Type	Detached
Garage Area	900 sqft
Porch	Slab
Porch Area	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9301
Street Address	4632 W GROAT RD
City	HULBERT
State	OK
Zip	74441-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T17N R20E S06 W330' OF S/2 SW SE LESS PT & LESS A 0.92 ACRE PARCEL OF LAND, MORE OR LESS LESS PUBLIC ROAD ROW & BEING SUBJECT
Legal Range	20E
Legal Township	17N
Legal Section	06
Jurisdiction	CHEROKEE OK
Township / Civil Division	HULBERT
Census Block Group	2
Census Block	2009
Census Tract	977702

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 364, HULBERT, OK 74441-0364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage BANCFIRST
Dec 27, 2019	Intrafamily Transfer, Transfer · Line of Credit BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 27, 2019
Transfer Doc	01260/0482
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Recording Date	Jun 5, 2026
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Document Number	0000003994
Book / Page	1482 / 998
Instrument Date	Jun 2, 2026
Instrument	20263994
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003994,
Date	Jun 5, 2026
Book Page	1482/998
Instrument	20263994

Lender

Name	BANCFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01184/0538
Date	Aug 11, 2017
Book Page	1184/0538
Instrument	2017-006230

Lender

Name	BANCFIRST
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01168/1053
Date	Feb 16, 2017
Book Page	1168/1053
Instrument	2017-001159

Lender

Name	BANCFIRST
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 364, HULBERT, OK 74441-0364

Mortgage

Document Number	001281/663
Date	Aug 14, 2020
Book Page	1281/663
Instrument	2020-005544

Lender

Name	BANCFIRST
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01258/0010
Date	Nov 25, 2019
Book Page	1258/0010
Instrument	2019-008008

Lender

Name	BANCFIRST
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001327/68
Date	Oct 5, 2021
Book Page	1327/68
Instrument	2021-008849

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE OK
Recording Date	Dec 27, 2019
Property Address	4632 W GROAT RD, HULBERT, OK 74441-8518
Document Number	01260/0482
Book / Page	1260 / 0482
Instrument Date	Dec 27, 2019
Instrument	2019-008761
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 364, HULBERT, OK 74441-0364

Mortgage

Document Number	2019008489
Date	Dec 27, 2019
Instrument	2019-008489

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Hulbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,106 (+2.99%) Land $776 Building $12,330	$119,151 (-37.01%) Land $7,058 Building $112,093
2025	$903.00 (+4.63%) Homeowner's exemption	$12,725 (+4.37%) Land $754 Building $11,971	$189,172 (+4.42%) Land $13,176 Building $175,996
2023	$863.00 Homeowner's exemption	$12,192 Land $722 Building $11,470	$181,171 Land $14,632 Building $166,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #11 serves 3,395 people · EPA ID OK1221637
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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