Hunt County property record for 4632 FM 2874, Commerce, TX 75428
| Property Type | Commercial |
|---|---|
| Details | 1,454 sqft · built 1999 |
| Lot Size | 17.3 acres (755,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,280 (Oct 2023) |
| Tax Bill | $41 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0639-0160-0000-30 |
| Primary APN | 0639-0160-0000-30 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,454 sqft Gross Area |
| 1st Floor Area | 1,454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 755,592 sqft (17.3 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 298 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4632 FM 2874 |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-6614 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0639 LEDFORD W C,TRACT 16, ACRES 17.346 |
| Legal Subdivision | LEDFORD W C |
| Legal Tract | 16 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 960100 |
Source: Hunt County records · APN 0639-0160-0000-30
Assessment roll updated September 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10909 CAPRI DR, MCKINNEY, TX 75072-3389 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Deed Document Number | 202320744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jul 30, 2026 |
| Property Address | 4632 FM 2874, COMMERCE, TX 75428-6614 |
| Document Number | 0000014219 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202614219 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4632 FM 2874, COMMERCE, TX 75428-6614 |
| Document Number | 0000014219, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202614219 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41.00 (+13.89%) | $171,180 (-4.53%) Land $16,130 Building $155,050 | $394,360 (-20.91%) Land $239,310 Building $155,050 |
| 2024 | $36.00 (-55%) | ||
| 2023 | $179,300 Land $13,300 Building $166,000 | $498,640 Land $332,640 Building $166,000 | |
| 2022 | $80.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 8 locations within half a mile of this property.
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