Hunt County property record for 4451 FM 2874, Commerce, TX 75428 · Last verified August 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 3,071 sqft Gross Area |
| Lot Size | 520,411 sqft (11.9 acres) |
| Garage | 768 sqft |
| Pool | 1 |
| Occupancy | Owner Occupied |
| Last Sale | $685,300 (2021) |
| Tax Bill | $8,301.00 (2024) |
| Primary APN | 0401-0190-0000-30 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,071 sqft Gross Area |
|---|---|
| 1st Floor | 3,071 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 520,411 sqft (11.9 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Pool Type | 1 Pool Type |
|---|---|
| Pool Area | 1 sqft Pool |
| Porch | Open Porch |
| Porch Area | 664 sqft Porch |
| Utility Building | 224 sqft Utility Building |
| Street Address | 4451 FM 2874 |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-6783 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | A0401 GREGORY E,TRACT 19, ACRES 11.947 |
| Legal Subdivision | GREGORY E |
| Legal Tract | 19 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HUNT TX |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 960100 |
Source: Hunt County records · APN 0401-0190-0000-30
Assessment roll updated September 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CYPRESS BANK SSB |
| Nov 23, 2021 | Vendor's Lien, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Jul 06, 2018 | Trustee's Deed, Construction Loan · Building or Construction Mortgage AMERICAN NAT'L BK/TX |
| Dec 11, 2017 | Vendor's Lien, Transfer · Adjustable Rate Mortgage (ARM) THE AMERICAN NATIONAL BANK OF TEXAS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Doc Number | 202126254 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0000026254 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006339 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019-06339 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Nov 23, 2021 |
| Property Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Document Number | 0000026254 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-26254 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 AUSTIN LN, 705, MCKINNEY, TX 75071-3106 |
| Name | Verified Name |
|---|---|
| Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Document Number | 0000026255 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-26255 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jul 06, 2018 |
| Property Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Instrument Date | Jul 05, 2018 |
| Instrument | 10305 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 858 VIRGINIA LN MOUNT PLEASANT TX 75455, MOUNT PLEASANT, TX 75455 |
| Document Number | 0000010305 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 10305 |
| Name | AMERICAN NAT'L BK/TX |
|---|---|
| Type | Bank |
| Address | TERRELL, TX 75160 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Dec 11, 2017 |
| Property Address | 4451 FM 2874, COMMERCE, TX 75428-6783 |
| Document Number | 0000017074 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2017-17074 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9013 L DR, 9013, CHICKASHA, OK 73023 |
| Name | Verified Name |
|---|---|
| Address | 858 VIRGINIA LN, MOUNT PLEASANT, TX 75455-9031 |
| Document Number | 0000017075 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017-17075 |
| Name | THE AMERICAN NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555,600 (-3.63%) Land $28,080 Building $527,520 | $711,690 (+0.33%) Land $184,170 Building $527,520 | |
| 2024 | $8,301.00 (-13.31%) | ||
| 2023 | $576,500 Land $23,800 Building $552,700 | $709,330 Land $156,630 Building $552,700 | |
| 2022 | $9,575.00 |
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