4630 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4630 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1996
Lot Size	0.107 acres (4,663 sqft)
Owner	2 Company Names on Record
Last Sale	$118,860 (Jun 1996)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-447`

Property Details

APN / Parcel Number

Primary APN	`212-34-447`
Alternative APN	`212344477`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,663 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4630 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	DESERT RIDGE PARCEL 7.1 MCR 402-44
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.1
Legal Lot Number	256
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Intrafamily Transfer, Transfer
Sep 25, 2025	Intrafamily Transfer, Transfer
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 1996 · Amount on Record
Deed Sale	Jun 13, 1996 · Amount on Record
Deed Document Number	1996415761
Last Transfer Date	Sep 10, 2025
Transfer Doc	0000555325
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 26, 2025
Property Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000555325
Map Reference	MB 402 MAP 44
Instrument Date	Sep 10, 2025
Instrument	20250555325
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2025
Property Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000554916
Map Reference	MB 402 PG 44
Instrument Date	Sep 10, 2025
Instrument	20250554916
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4630 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000206755
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 E LONE CACTUS DR PHOENIX AZ 850506158, PHOENIX, AZ 85050-6158

Mortgage

Document Number	0000206755
Date	Mar 10, 2020
Instrument	206755

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,610 (+70.6%)	$486,100 (+2.49%) Land $97,200 Building $388,900
2025	$2,467.00 (+2.62%)	$28,494 (-39.13%)	$474,300 (+1.32%) Land $94,800 Building $379,500
2024	$2,404.00 (+2.34%)	$46,810	$468,100 Land $93,600 Building $374,500
2023	$2,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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