4622 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4622 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,610 sqft · built 1996
Lot Size	0.107 acres (4,702 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Mar 2024)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-445`

Property Details

APN / Parcel Number

Primary APN	`212-34-445`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	707 sqft
2nd Floor Area	903 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,702 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4622 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	DESERT RIDGE PARCEL 7.1 MCR 402-44
Legal Range	04E
Legal Township	04N
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	DESERT RIDGE PARCEL 7.1
Legal Lot Number	254
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Mar 28, 2024	Intrafamily Transfer, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	20240161044
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2024
Property Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000161044
Map Reference	MB 402 PG 44
Instrument Date	Mar 26, 2024
Instrument	20240161044
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2024
Property Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000161045
Map Reference	MB 402 PG 44
Instrument Date	Mar 26, 2024
Instrument	20240161045
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161046
Date	Mar 28, 2024
Instrument	20240161046

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0001006463
Map Reference	MB 402 PG 44
Instrument Date	Sep 8, 2021
Instrument	20211006463
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6825 E VALLEY VISTA LN, 6825, PARADISE VALLEY, AZ 85253-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158

Mortgage

Document Number	0001006464
Date	Sep 17, 2021
Instrument	20211006464

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 27, 2017
Property Address	4622 E LONE CACTUS DR, PHOENIX, AZ 85050-6158
Document Number	0000136449
Map Reference	MAP402 PG44
Instrument Date	Jan 18, 2017
Instrument	2017-0136449
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6825 E VALLEY VISTA LN, PARADISE VALLEY, AZ 85253-5348

Mortgage

Document Number	0000136450
Date	Feb 27, 2017
Instrument	2017-0136450

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,030 (+4.63%)	$470,300 (+4.63%) Land $94,000 Building $376,300
2025	$1,975.00 (-15.24%)
2024		$44,950	$449,500 Land $89,900 Building $359,600
2023	$2,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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