4630 Cates Ave, Jacksonville, FL 32210 Property Records

Duval County property record for 4630 Cates Ave, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1952
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Oct 2018)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`102238-0000`

Property Details

APN / Parcel Number

Primary APN	`102238-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,080 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4630 CATES AVE
City	JACKSONVILLE
State	FL
Zip	32210-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	23-61 42-3S-26E TIMUQUANA MANOR R/P PT VENETIA & PT LOT 6 BLK 9
Legal Range	26E
Legal Township	03S
Legal Section	42
Legal Subdivision	TIMUQUANA MANOR
Legal Block	9
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1016
Census Tract	13100

Owner

4630 Cates Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4630 CATES AVE, JACKSONVILLE, FL 32210-8208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2020	Deed of Trust, Mortgage PENNYMAC
Oct 26, 2018	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2018255045
Deed Book / Page	18577 / 1966
Prior Transfer Date	Nov 16, 2000
Prior Transfer Doc	0000287129
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4630 CATES AVE, JACKSONVILLE, FL 32210-8208
Document Number	0192542241
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4630 CATES AVE JACKSONVILLE FL 322108208, JACKSONVILLE, FL 32210-8208

Mortgage

Document Number	0192542241
Date	Jun 24, 2020
Book Page	019254/002241
Instrument	130851

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 26, 2018
Property Address	4630 CATES AVE, JACKSONVILLE, FL 32210-8208
Document Number	0185771966
Book / Page	18577 / 1966
Map Reference	MB 23 PG 61
Instrument Date	Oct 22, 2018
Instrument	2018255045
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13601 COUNTY ROAD 13 N, 13601, SAINT AUGUSTINE, FL 32092-8825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 CATES AVE, JACKSONVILLE, FL 32210-8208
Investor	Possibly a Property Investor

Mortgage

Document Number	2018255046
Date	Oct 26, 2018
Instrument	2018255046

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4630 Cates Ave was $2,040 with a homeowner's exemption, up 12.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,522 (+2.7%)	$190,366 (+1.48%) Land $84,087 Building $106,279
2025	$2,040.00 (+12.21%) Homeowner's exemption	$134,881	$187,585 Land $82,800 Building $104,785
2024	$1,818.00 (+3.35%)
2023	$1,759.00 (+9.87%) Homeowner's exemption	$127,263 (+3%)	$168,909 (+3.94%) Land $75,900 Building $93,009
2022	$1,601.00 Homeowner's exemption	$123,557	$162,509 Land $69,000 Building $93,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4630 Cates Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	58 (2001–2017)
Claims Outside the SFHA	20 of 58
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 Cates Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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