4705 Cates Ave, Jacksonville, FL 32210 Property Records

Duval County property record for 4705 Cates Ave, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,756 sqft · built 1952
Lot Size	0.423 acres (18,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2025)
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`102288-0000`

Property Details

APN / Parcel Number

Primary APN	`102288-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,445 sqft (0.423 acres)
Lot Dimensions	180 ft deep x 92 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4705 CATES AVE
City	JACKSONVILLE
State	FL
Zip	32210-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	21-82 42-3S-26E ORTEGA MANOR LOT 13 BLK 1
Legal Range	26E
Legal Township	03S
Legal Section	42
Legal Subdivision	ORTEGA MANOR
Legal Block	1
Legal Lot Number	13
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1012
Census Tract	13100

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	2025217368
Deed Book / Page	21621 / 2141
Prior Transfer Date	Sep 25, 2005
Prior Transfer Doc	0127740233
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209

Mortgage

Document Number	0208792142
Date	Nov 27, 2023
Book Page	20879/2142
Instrument	2023242790

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 18, 2025
Property Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Document Number	0216212141
Book / Page	21621 / 2141
Map Reference	MB 21 PG 82
Instrument Date	Sep 12, 2025
Instrument	2025217368
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	EXCELSIOR TITLE, EXCEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 LAKE SHORE BLVD, JACKSONVILLE, FL 32210-3152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209

Mortgage

Document Number	0216212143
Date	Sep 18, 2025
Instrument	21621/2143

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183452154
Date	Apr 11, 2018
Book Page	18345/2154
Instrument	2018084211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2038

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187212063
Date	Mar 19, 2019
Book Page	18721/2063
Instrument	2019060303

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2029

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4705 CATES AVE, JACKSONVILLE, FL 32210-8209
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193541045
Date	Sep 2, 2020
Book Page	19354/1045
Instrument	2020192869

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,181 (+14.55%)	$370,007 (+0.97%) Land $257,925 Building $112,082
2025	$4,358.00 (+6.63%) Homeowner's exemption	$265,550 (+2.9%)	$366,461 (+1.19%) Land $253,000 Building $113,461
2024	$4,087.00 (+2.87%) Homeowner's exemption	$258,067 (+3%)	$362,141 (-1.48%) Land $253,000 Building $109,141
2023	$3,973.00 (+9.15%) Homeowner's exemption	$250,551 (+3%)	$367,599 (+1.59%) Land $253,000 Building $114,599
2022	$3,640.00 Homeowner's exemption	$243,254	$361,841 Land $253,000 Building $108,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	58 (2001–2017)
Claims Outside the SFHA	20 of 58
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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