463 Phyllis Dr, Fruita, CO 81521 Property Records

Mesa County property record for 463 Phyllis Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,315 sqft · built 1999
Lot Size0.045 acres (1,939 sqft)
OwnerIndividual Name on Record
Last Sale$159,900 (Sep 2014)
Tax Bill$1,219 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2697-093-30-005

Property Details

APN / Parcel Number

Primary APN2697-093-30-005
Alternative APN
  • R009618

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,315 sqft Living Area
Gross Area1,768 sqft
1st Floor Area1,315 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,939 sqft (0.045 acres)
Garage TypeAttached
Garage Area453 sqft
PorchOpen/Unfinished Porch
Porch Area39 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR009618
Street Address463 PHYLLIS DR
CityFRUITA
StateCO
Zip81521-9634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 HOLLY PARK TOWNHOMES ONE SEC 9 1N 2W & AN UND INT IN TRACTS
Legal Range002
Legal Township01N
Legal Section09
Legal SubdivisionHOLLY PARK TOWNHOMES ONE
Legal Block30
Legal Lot Number3
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group2
Census Block2041
Census Tract1503

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address463 PHYLLIS DR, FRUITA, CO 81521-9634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2014 · Amount on Record
Deed SaleSep 16, 2014 · Amount on Record
Prior SaleOct 27, 1999 · Amount on Record
Deed Document Number20142701893
Deed Book / Page5642 / 350
Prior Transfer DateApr 1, 2009
Prior Transfer Doc0002483641
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address463 PHYLLIS DR, FRUITA, CO 81521-9634
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002984102
DateJun 3, 2021
Instrument2984102
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address463 PHYLLIS DR, FRUITA, CO 81521-9634
Document Number0002906489
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address463 PHYLLIS DR FRUITA CO 815219634, FRUITA, CO 81521-9634

Mortgage

Document Number0002906489
DateDec 17, 2019
Instrument2906489
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,219.00 (-4.69%)$20,890 (+33.91%) Land $3,380 Building $17,510$334,090 (+43.52%) Land $54,000 Building $280,090
2024$1,279.00 (+0.55%)$15,600 (-) Land $2,980 Building $12,620
2023$1,272.00 (+12.47%)$15,600 (+14.37%) Land $2,980 Building $12,620$232,780 (+18.64%) Land $44,490 Building $188,290
2022$1,131.00$13,640 Land $2,780 Building $10,860
2021$196,200 Land $40,000 Building $156,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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