Mesa County property record for 461 Phyllis Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,237 sqft · built 2000 |
| Lot Size | 0.048 acres (2,070 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,500 (May 2014) |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-093-30-006 |
| Primary APN | 2697-093-30-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| Gross Area | 1,690 sqft |
| 1st Floor Area | 1,237 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,070 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R009619 |
|---|---|
| Street Address | 461 PHYLLIS DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HOLLY PARK TOWNHOMES ONE SEC 9 1N 2W & AN UND INT IN TRACTS |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | HOLLY PARK TOWNHOMES ONE |
| Legal Block | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1503 |
Source: Mesa County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 461 PHYLLIS DR, FRUITA, CO 81521-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 2, 2020 | Loan Modification, Mortgage · Conventional Mortgage MR COOPER |
| Oct 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on Record |
| Deed Sale | May 27, 2014 · Amount on Record |
| Prior Sale | Jun 5, 2000 · Amount on Record |
| Deed Document Number | 20142690799 |
| Deed Book / Page | 5603 / 333 |
| Prior Transfer Date | Jun 1, 2000 |
| Prior Transfer Doc | 0027160229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 461 PHYLLIS DR, FRUITA, CO 81521-9634 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 461 PHYLLIS DR, FRUITA, CO 81521-9634 |
| Document Number | 0003083742 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 3083742 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 461 PHYLLIS DR, FRUITA, CO 81521-9634 |
| Document Number | 0002937653 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 461 PHYLLIS DR FRUITA CO 815219634, FRUITA, CO 81521-9634 |
| Document Number | 0002937653 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2937653 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 461 PHYLLIS DR, FRUITA, CO 81521-9634 |
| Document Number | 0002817492 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 461 PHYLLIS DR FRUITA CO 815219634, FRUITA, CO 81521-9634 |
| Document Number | 0002817492 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2817492 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (+36.88%) | $20,230 (+34.69%) Land $3,380 Building $16,850 | $323,630 (+44.37%) Land $54,000 Building $269,630 |
| 2024 | $1,231.00 (+0.49%) | $15,020 (-) Land $2,960 Building $12,060 | |
| 2023 | $1,225.00 (+12.18%) | $15,020 (+13.96%) Land $2,960 Building $12,060 | $224,160 (+18.23%) Land $44,160 Building $180,000 |
| 2022 | $1,092.00 | $13,180 Land $2,780 Building $10,400 | |
| 2021 | $189,600 Land $40,000 Building $149,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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