Kenton County property record for 463 Morris Rd, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,077 sqft · built 1988 |
| Lot Size | 0.05 acres (2,184 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $335,000 (May 2017) |
| Tax Bill | $3,281 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-30-00-235.00 |
| Primary APN | 027-30-00-235.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,077 sqft Finished Area |
| Gross Area | 3,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 2,184 sqft (0.05 acres) |
| Lot Dimensions | 186 ft deep x 50.4 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 463 MORRIS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH WOODS SEC 3 LOT 27 & 50.41X186.56' IRREG PARCEL A (PT 7 GRIMES) LESS 0.0167 AC PARCEL 27-A (PT LOT 27) |
| Legal Subdivision | NORTH WOODS |
| Legal Phase | 3 |
| Legal Lot Number | 27-7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 64800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 463 MORRIS RD, COVINGTON, KY 41011-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| May 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on File |
| Deed Sale | May 18, 2017 · Amount on File |
| Deed Document Number | 201705 18 059 00038 |
| Deed Book / Page | 6161 / 250 |
| Prior Transfer Date | Aug 11, 2010 |
| Prior Transfer Doc | 0005900278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 463 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0000000039 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 463 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860 |
| Document Number | 0000000039 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 00M118/000923 |
| Instrument | 39 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 18, 2017 |
| Property Address | 463 MORRIS RD, COVINGTON, KY 41011-1860 |
| Document Number | 0000000038 |
| Book / Page | 0C6161 / 000250 |
| Instrument Date | May 11, 2017 |
| Instrument | 38 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 463 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860 |
| Document Number | 39 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 0C6161/000254 |
| Instrument | 39 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,200 (-) Land $45,000 Building $335,200 | $380,200 (-) Land $45,000 Building $335,200 | |
| 2025 | $3,281.00 (-0.24%) Disabled Person's exemption | $380,200 (+7.1%) Land $45,000 Building $335,200 | $380,200 (+7.1%) Land $45,000 Building $335,200 |
| 2023 | $3,289.00 Disabled Person's exemption | $355,000 Land $45,000 Building $310,000 | $355,000 Land $45,000 Building $310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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