114 Morris Rd, Covington, KY 41011 Property Records

Kenton County property record for 114 Morris Rd, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1949
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Aug 2020)
Tax Bill$2,172 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN027-40-10-007.00

Property Details

APN / Parcel Number

Primary APN027-40-10-007.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Finished Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address114 MORRIS RD
CityCOVINGTON
StateKY
Zip41011-2736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS SEC 3 LOT 127 & PT LOTS 126-128
Legal SubdivisionBARRINGTON WOODS
Legal Phase83
Legal Lot Number127,126
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract64800

Owner

114 Morris Rd is owned and occupied by an individual who bought it in August 2020.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address114 MORRIS RD, COVINGTON, KY 41011-2736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MTG SVC
Jan 22, 2020Deed of Trust, Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on File
Deed SaleAug 25, 2020 · Amount on File
Prior SaleMar 4, 2015 · Amount on File
Deed Document Number20205900097
Deed Book / Page39 / 100
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 25, 2020
Property Address114 MORRIS RD, COVINGTON, KY 41011-2736
Document Number0000000097
Book / Page000039 / 000100
Instrument DateAug 14, 2020
Instrument97
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 MORRIS RD COVINGTON KY 410112736, COVINGTON, KY 41011-2736

Mortgage

Document Number98
DateAug 25, 2020
Book Page000M87/000936
Instrument98
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 24, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address114 MORRIS RD, COVINGTON, KY 41011-2736
Document Number0000000152
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 MORRIS RD COVINGTON KY 410112736, COVINGTON, KY 41011-2736

Mortgage

Document Number0000000152
DateFeb 7, 2020
Book Page000M10/000397
Instrument152
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount on Record
Term360 Months
DueFeb 6, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 114 Morris Rd was $2,172.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,200 (-) Land $40,000 Building $179,200$219,200 (-) Land $40,000 Building $179,200
2025$2,172.00$219,200 Land $40,000 Building $179,200$219,200 Land $40,000 Building $179,200
2023$1,918.00$180,000 Land $40,000 Building $140,000$180,000 Land $40,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Morris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Morris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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