314 Hemlock Loop, Mineral, VA 23117 Property Records

Louisa County property record for 314 Hemlock Loop, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2020
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (May 2022)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45E1 1 74`

Property Details

APN / Parcel Number

Primary APN	`45E1 1 74`
Alternative APNs	`20130` `19423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Basement Area	1,868 sqft
Unfinished Basement	1,868 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	300 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19423
Street Address	314 HEMLOCK LOOP
City	LOUISA
State	VA
Zip	23093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKE FOREST SUBDIVISON LOT 74 SECTION 1 DB 1488/905 1.13 AC
Legal Subdivision	LAKE FOREST SUBDIVISON
Legal Lot Number	74
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1032
Census Tract	950102

Owner

Source: Louisa County records · APN 45E1 1 74

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8342 BROOKWOOD RD, MILLERSVILLE, MD 21108-1235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage C&F MTG
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	20225239
Deed Book / Page	1844 / 531
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	314 HEMLOCK LN, MINERAL, VA 23117
Document Number	0000003579
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 HEMLOCK LN MINERAL VA 23117, MINERAL, VA 23117

Mortgage

Document Number	0000003579
Date	Apr 20, 2020
Book Page	001669/000046
Instrument	3579

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	314 HEMLOCK LN, MINERAL, VA 23117
Document Number	0000009030
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 04, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8342 BROOKWOOD RD MILLERSVILLE MD 211081235, MILLERSVILLE, MD 21108-1235

Mortgage

Document Number	0000009030
Date	Oct 11, 2019
Book Page	001637/000681
Instrument	9030

Lender

Name	CITIZENS & FARMERS BK
Type	Bank
Address	GLEN ALLEN, VA 23060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,700 (+2.91%) Land $75,500 Building $454,200	$529,700 (+2.91%) Land $75,500 Building $454,200
2025	$3,705.00 (+12.68%)	$514,700 (+17.16%) Land $74,700 Building $440,000	$514,700 (+17.16%) Land $74,700 Building $440,000
2024	$3,288.00 (+1,014.58%)
2023		$439,300 Land $49,100 Building $390,200
2022	$295.00		$439,300 Land $49,100 Building $390,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
iWiSP Fiber · Fixed Wireless	1,000 / 1,000
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

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