463 Hartley Pl, Duluth, MN 55803 Property Records

St. Louis County property record for 463 Hartley Pl, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,600 sqft · built 1958
Lot Size	0.24 acres (10,493 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jul 2024)
Tax Bill	$7,234 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-4645-00290`

Property Details

APN / Parcel Number

Primary APN	`010-4645-00290`
Alternative APNs	`1132364` `1168408`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Gross Area
1st Floor Area	1,600 sqft
Basement Area	1,028 sqft
Finished Basement	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	10,493 sqft (0.24 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	192 sqft
Deck Area	308 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1168408
Street Address	463 HARTLEY PL
City	DULUTH
State	MN
Zip	55803-2473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:004 SERIAL #
Legal Subdivision	WOODHAVEN REARR OF NASHVILLE D
Legal Block	4
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	500

Owner

Source: St. Louis County records · APN 010-4645-00290

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jun 24, 2022	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 28, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jan 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK
Jul 31, 2017	Warranty Deed, Transfer · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	20241081023
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 HARTLEY PL, DULUTH, MN 55803-2473

Mortgage

Document Number	0001098274
Date	Jan 14, 2026
Instrument	1098274

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 01, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2022
Property Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Document Number	0001058130
Instrument Date	Jun 15, 2022
Instrument	1058130
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20911 MONTANA BEND LN, CYPRESS, TX 77433-7707

Mortgage

Document Number	0001058131
Date	Jun 24, 2022
Instrument	1058131

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2019
Property Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Document Number	00T1010825
Instrument Date	Apr 29, 2019
Instrument	T1010825
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 HARTLEY PL DULUTH MN 558032473, DULUTH, MN 55803-2473

Mortgage

Document Number	T1010916
Date	May 28, 2019
Instrument	T1010916

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Document Number	00T1006712
Instrument Date	Jan 02, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LONDON RD #769 DULUTH MN 558121619, 769, DULUTH, MN 55812-1619

Mortgage

Document Number	00T1006712
Date	Jan 04, 2019
Instrument	T1006712

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2017
Property Address	463 HARTLEY PL, DULUTH, MN 55803-2473
Document Number	000T987875
Instrument Date	Jul 25, 2017
Instrument	T987875
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 LONDON RD #769 DULUTH MN 558121619, 769, DULUTH, MN 55812-1619

Mortgage

Document Number	T987876
Date	Jul 31, 2017
Instrument	T987876

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,234.00 (+19.69%) Homeowner's exemption
2025	$6,044.00 (+3.56%) Homeowner's exemption	$534,300 (+19.64%) Land $36,900 Building $497,400	$534,300 (+19.64%) Land $36,900 Building $497,400
2024	$5,836.00	$446,600 (+19.28%) Land $59,100 Building $387,500	$446,600 (+19.28%) Land $59,100 Building $387,500
2022		$374,400 Land $55,400 Building $319,000	$374,400 Land $55,400 Building $319,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1979–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

463 Hartley Pl, Duluth, MN 55803 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Hartley Pl

Nearby Streets

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