St. Louis County property record for 439 Hartley Pl, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,570 sqft · built 1987 |
| Lot Size | 0.283 acres (12,332 sqft) |
| Owner | Company on Record |
| Last Sale | $550,000 (Apr 2022) |
| Tax Bill | $8,652 (2026) |
| Deeds & Mortgages | Apr 2022 Sale Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4646-00030 |
| Primary APN | 010-4646-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Gross Area |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 901 sqft |
| Finished Basement | 901 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 12,332 sqft (0.283 acres) |
| Garage Area | 625 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 52 sqft |
| Deck Area | 154 sqft |
| Storage Building | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1143750 |
|---|---|
| Street Address | 439 HARTLEY PL |
| City | DULUTH |
| State | MN |
| Zip | 55803-2473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:001 SERIAL # |
| Legal Subdivision | WOODHAVEN 2ND REARR NASHVILLE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 2010 FEATHERSTONE DR, DULUTH, MN 55803-2245 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MTG |
| Jul 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTAR FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Deed Document Number | 20221056092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 29, 2022 |
| Property Address | 439 HARTLEY PL, DULUTH, MN 55803-2473 |
| Document Number | 0001056092 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 1056092 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4757 W ARROWHEAD RD, HERMANTOWN, MN 55811-3912 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 439 HARTLEY PL, DULUTH, MN 55803-2473 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001039282 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 1039282 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 439 HARTLEY PL, DULUTH, MN 55803-2473 |
| Document Number | 00T1026293 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 439 HARTLEY PL DULUTH MN 558032473, DULUTH, MN 55803-2473 |
| Document Number | 00T1026293 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | T1026293 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 439 HARTLEY PL, DULUTH, MN 55803-2473 |
| Document Number | 000T988450 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 439 HARTLEY PL DULUTH MN 558032473, DULUTH, MN 55803-2473 |
| Document Number | 000T988450 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | T988450 |
| Name | TRUSTAR FCU |
|---|---|
| Type | Credit Union |
| Address | INTERNATIONAL FALLS, MN 56649 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,652.00 (+12.98%) | ||
| 2025 | $7,658.00 (-5.36%) | $619,800 (+13.04%) Land $40,200 Building $579,600 | $619,800 (+13.04%) Land $40,200 Building $579,600 |
| 2024 | $8,092.00 | $548,300 (+5.54%) Land $64,300 Building $484,000 | $548,300 (+5.54%) Land $64,300 Building $484,000 |
| 2022 | $519,500 Land $60,200 Building $459,300 | $519,500 Land $60,200 Building $459,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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