Middlesex County and Melrose City property record for 463 E Foster St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,787 sqft · built 1940 |
| Lot Size | 0.377 acres (16,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,500 (Jun 2004) |
| Tax Bill | $13,505 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0G8 P:0000066 |
| Primary APN | M:0G8 P:0000066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Living Area |
| Gross Area | 5,292 sqft |
| Basement Area | 1,895 sqft |
| Unfinished Basement | 1,895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,409 sqft (0.377 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 463 E FOSTER ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | PLAN 20971-7 |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 336300 |
463 E Foster St is owned and occupied by two individuals who bought it in June 2004.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 E FOSTER ST, MELROSE, MA 02176-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MELROSE CO-OP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on File |
| Deed Sale | Jun 30, 2004 · Amount on File |
| Prior Sale | Jul 30, 1990 · Amount on File |
| Deed Book / Page | 1286 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 463 E FOSTER ST, MELROSE, MA 02176-4206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001880138 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1880138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 463 E FOSTER ST, MELROSE, MA 02176-4206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1880138 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1880138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 463 E FOSTER ST, MELROSE, MA 02176-4206 |
| Document Number | 0000003475 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 463 E FOSTER ST MELROSE MA 021764206, MELROSE, MA 02176-4206 |
| Document Number | 0000003475 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 3475 |
| Name | MELROSE CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 463 E Foster St was $13,505, up 11,746.5% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,505.00 (+11,746.49%) | $1,177,400 (+1.37%) Land $555,700 Building $621,700 | $1,217,030 (+27.94%) |
| 2025 | $114.00 (-99.01%) | $1,161,500 (-) Land $555,700 Building $605,800 | $951,235 |
| 2024 | $11,534.00 (+5.68%) | $1,161,500 (+10.89%) Land $555,700 Building $605,800 | |
| 2023 | $10,914.00 | $1,047,400 Land $495,600 Building $551,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 463 E Foster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 463 E Foster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures