451 E Foster St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 451 E Foster St, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,058 sqft · built 1941
Lot Size0.176 acres (7,671 sqft)
Owner2 Trust Names on File
Last Sale$185,000 (Jul 1997)
Tax Bill$8,533 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNMELR M:0G8 P:0000069

Property Details

APN / Parcel Number

Primary APNMELR M:0G8 P:0000069

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,058 sqft Living Area
Gross Area2,660 sqft
Basement Area840 sqft
Unfinished Basement252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,671 sqft (0.176 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address451 E FOSTER ST
CityMELROSE
StateMA
Zip02176-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group6
Census Block6002
Census Tract336300

Owner

451 E Foster St is owner-occupied and held in a trust since September 2024.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address451 E FOSTER ST, MELROSE, MA 02176-4206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 1997 · Amount on File
Deed SaleJul 18, 1997 · Amount on File
Last Transfer DateSep 12, 2024
Transfer Doc0001965963
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address451 E FOSTER ST, MELROSE, MA 02176-4206
Document Number0001834679
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address451 E FOSTER ST MELROSE MA 021764206, MELROSE, MA 02176-4206

Mortgage

Document Number0001834679
DateJan 22, 2020
Instrument1834679
Lender
NameDIGITAL EMP FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 21, 2060
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 451 E Foster St was $8,533, up 11,589% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,533.00 (+11,589.04%)$743,900 (+0.79%) Land $514,300 Building $229,600$829,569 (+19.6%)
2025$73.00 (-98.99%)$738,100 (+1.19%) Land $514,300 Building $223,800$693,595
2024$7,243.00 (+4.88%)$729,400 (+10.05%) Land $514,300 Building $215,100
2023$6,906.00$662,800 Land $458,700 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 E Foster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 E Foster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
476 / 106
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Foster St

Nearby Streets

Search Property Records by Address or Parcel Number