463 Commerce St, Beaver, PA 15009 Property Records

Beaver County property record for 463 Commerce St, Beaver, PA 15009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,713 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Jul 2025)
Tax Bill	$710 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-002-1616.000`

Property Details

APN / Parcel Number

Primary APN	`16-002-1616.000`
Alternative APN	`16-002-1616.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Attic	Attic
Attic Area	369 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	222 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-002-1616.000
Street Address	463 COMMERCE ST
City	BEAVER
State	PA
Zip	15009-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOT 170 GEN PL HSE GAR OB
Legal Subdivision	BEAVER
Legal Lot Number	170
Jurisdiction	BEAVER PA
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2020
Census Tract	602400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaver Historic District listed 1996 · 1,258 contributing resources · NRIS 96001201

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 COMMERCE ST, BEAVER, PA 15009-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit WEST AIRCOMM FCU
Jan 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	20253716123
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	463 COMMERCE ST, BEAVER, PA 15009-2038
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003692445
Date	Mar 5, 2024
Instrument	3692445

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	463 COMMERCE ST, BEAVER, PA 15009-2038
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	AVENUE TO CLOSE SETTLEMENT SERVICES, AVENUE TO CLOSE STLMT SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 DUTCH RIDGE RD, BEAVER, PA 15009-9797

Mortgage

Document Number	0003675045
Date	Feb 22, 2023
Instrument	3675045

Lender

Name	WEST AIRCOMM FCU
Type	Credit Union
Address	BEAVER, PA 15009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAVER PA
Recording Date	Jan 5, 2022
Property Address	463 COMMERCE ST, BEAVER, PA 15009-2038
Document Number	0003652729
Instrument Date	Dec 23, 2021
Instrument	3652729
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2315 DUTCH RIDGE RD, BEAVER, PA 15009-9797

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Beaver Borough
Unified School District	Beaver Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,850 (-) Land $24,700 Building $72,150	$193,700 (-) Land $49,400 Building $144,300
2025	$710.00	$96,850 (+436.57%) Land $24,700 Building $72,150	$193,700 (+436.57%) Land $49,400 Building $144,300
2024	$710.00 (-73.47%)
2023	$2,676.00	$18,050 Land $2,800 Building $15,250
1982			$36,100 Land $5,600 Building $30,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER BORO MUNI AUTH serves 5,799 people · EPA ID PA5040009
Water Source	Groundwater
Last State Inspection	Jun 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

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