459 Commerce St, Beaver, PA 15009 Property Records

Beaver County property record for 459 Commerce St, Beaver, PA 15009

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,424 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Nov 2010)
Tax Bill	$638 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-002-1614.000`

Property Details

APN / Parcel Number

Primary APN	`16-002-1614.000`
Alternative APN	`16-002-1614.000-01-1`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Construction Type	Brick
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	3.7 ft Width

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-002-1614.000
Street Address	459 COMMERCE ST
City	BEAVER
State	PA
Zip	15009-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOT 170 GEN PL HS
Legal Subdivision	GEN PL
Legal Lot Number	170
Jurisdiction	BEAVER PA
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2020
Census Tract	602400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaver Historic District listed 1996 · 1,258 contributing resources · NRIS 96001201

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 COMMERCE ST, BEAVER, PA 15009-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FARMERS BUILDING & SAVINGS BANK
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2010 · Amount on Record
Deed Sale	Nov 1, 2010 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	20103375129
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	459 COMMERCE ST, BEAVER, PA 15009-2038
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 COMMERCE ST, BEAVER, PA 15009-2038

Mortgage

Document Number	0003711367
Date	Apr 14, 2025
Instrument	3711367

Lender

Name	FARMERS BUILDING & SAVINGS BANK
Type	Bank
Address	290 W PARK ST, ROCHESTER, PA 15074

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 2, 2035

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	459 COMMERCE ST, BEAVER, PA 15009-2038
Document Number	0003600124
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	WASHINGTON SETTLEMENT SERVICES, WASHINGTON SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	459 COMMERCE ST BEAVER PA 150092038, BEAVER, PA 15009-2038

Mortgage

Document Number	0003600124
Date	Oct 8, 2019
Instrument	3600124

Lender

Name	WASHINGTON FIN'L BK
Type	Bank
Address	WASHINGTON, PA 15301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Beaver Borough
Unified School District	Beaver Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,000 (+359.1%) Land $24,250 Building $62,750	$174,000 (+359.1%) Land $48,500 Building $125,500
2025	$638.00 (-77.29%)
2023	$2,809.00	$18,950 Land $2,700 Building $16,250
1982			$37,900 Land $5,400 Building $32,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER BORO MUNI AUTH serves 5,799 people · EPA ID PA5040009
Water Source	Groundwater
Last State Inspection	Jun 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

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