Hamilton County property record for 463 Cloverdale Ave, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,330 sqft · built 1960 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Apr 2026) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0051-0173-00 |
| Primary APN | 599-0051-0173-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,255 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 925 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 463 CLOVERDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERDALE RD 50 X 125 LOT 451 SPRINGDALE PK 2NDSQ L |
| Legal Subdivision | SPRINGDALE PK 2ND |
| Legal Lot Number | 451 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 21501 |
463 Cloverdale Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Hamilton County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Fiduciary Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 8, 2021 | Intrafamily Transfer, Transfer |
| May 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 16, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | May 17, 2019 · Amount on File |
| Deed Document Number | 202632805 |
| Deed Book / Page | 15656 / 804 |
| Prior Transfer Date | Dec 22, 1997 |
| Prior Transfer Doc | 0000198985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Document Number | 0000032805 |
| Book / Page | 15656 / 804 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202632805 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,530.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Document Number | 0000032806, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202632806 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 8, 2021 |
| Property Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Document Number | 0000122334 |
| Book / Page | 14519 / 1789 |
| Map Reference | MB 32 PG 40 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021-0122334 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 12090 SPRINGDALE LAKE DR, SPRINGDALE, OH 45246-1503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2019 |
| Property Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Document Number | 0000038452 |
| Book / Page | 013920 / 002033 |
| Instrument Date | May 10, 2019 |
| Instrument | 38452 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12090 SPRINGDALE LAKE DR SPRINGDALE OH 452461503, SPRINGDALE, OH 45246-1503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 463 CLOVERDALE AVE, CINCINNATI, OH 45246-2241 |
| Document Number | 0000118396 |
| Book / Page | 013574 / 002978 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 463 CLOVERDALE AVE SPRINGDALE OH 452462241, SPRINGDALE, OH 45246-2241 |
| Document Number | 0000118396 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 013574/002978 |
| Instrument | 118396 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 463 Cloverdale Ave was $2,464.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 | $47,891 Land $9,016 Building $38,875 | $136,830 Land $25,760 Building $111,070 |
| 2023 | $2,148.00 (+16.55%) | $47,891 (+42.95%) Land $9,016 Building $38,875 | $136,830 Land $25,760 Building $111,070 |
| 2022 | $1,843.00 | $33,502 Land $8,771 Building $24,731 | |
| 2020 | $95,720 Land $25,060 Building $70,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 463 Cloverdale Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 463 Cloverdale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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